1601 N Pioneer Rd, Ely, MN 55731 Property Records

St. Louis County property record for 1601 N Pioneer Rd, Ely, MN 55731

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2 bd · 3.5 ba · 2,314 sqft · built 1997
Lot Size	1.21 acres (53,068 sqft)
Owner	Individual Name on Record
Tax Bill	$11,086 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`030-0170-00050`

Property Details

APN / Parcel Number

Primary APN	`030-0170-00050`
Alternative APN	`78287`

Interior

Bedrooms	2 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,314 sqft Gross Area
1st Floor Area	1,851 sqft
Basement Area	470 sqft
Finished Basement	470 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	53,068 sqft (1.21 acres)
Garage Area	7,259 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Patio
Porch Area	248 sqft
Deck Area	56 sqft
Patio Area	180 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	78287
Street Address	1601 N PIONEER RD
City	ELY
State	MN
Zip	55731-1952
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LOT: 0005 BLOCK:001 SERIAL #
Legal Subdivision	NORTH GATE PARK ESTATES
Legal Block	1
Legal Lot Number	5
Jurisdiction	ST LOUIS MN
Township / Civil Division	ELY
Census Block Group	1
Census Block	1008
Census Tract	15300

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 N PIONEER RD, ELY, MN 55731-1952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed of Trust, Mortgage ELY AREA CU
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 17, 2023
Transfer Doc	0001460413
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1601 N PIONEER RD, ELY, MN 55731-1952
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001452979
Date	Sep 27, 2022
Instrument	1452979

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 16, 2037

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1601 N PIONEER RD, ELY, MN 55731-1952
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407951
Date	Mar 25, 2021
Instrument	1407951

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Jan 1, 2041

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Ely City
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,086.00 (+3.22%) Homeowner's exemption
2025	$10,740.00 (+6.4%) Homeowner's exemption	$749,300 (+16.48%) Land $199,100 Building $550,200	$749,300 (+16.48%) Land $199,100 Building $550,200
2024	$10,094.00	$643,300 (+15%) Land $185,300 Building $458,000	$643,300 (+15%) Land $185,300 Building $458,000
2022		$559,400 Land $154,700 Building $404,700	$559,400 Land $154,700 Building $404,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 67% of Minnesota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Ely serves 3,258 people · EPA ID MN1690014
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Midco Fiber	5,000 / 5,000
Treehouse Broadband Fixed Wireless	900 / 500

May also be available: Zito Media.

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