1601 N Florida Ave, Hernando, FL 34442 Property Records

Citrus County property record for 1601 N Florida Ave, Hernando, FL 34442

Property Summary

Property TypeCommercial Office
Details3 bd · 1 ba · 1,501 sqft · built 1973
Lot Size0.344 acres (15,000 sqft)
Owner2 Individual Names on Record
Last Sale$23,000 (Nov 2021)
Tax Bill$1,878 (2025)
Deeds & MortgagesAug 2022 Sale
Nov 2021 Sale & Construction Loan
+ 3 more
Flood ZoneZone X (minimal risk)
APN3618S19E00300160

Property Details

APN / Parcel Number

Primary APN3618S19E00300160
Alternative APNs
  • 19E-18S-36-0030-00000-0160
  • 19E-18S-36-0030-016.0
  • 1630941

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Stories1 Story
Building Area1,501 sqft Gross Area
1st Floor Area1,501 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeDetached
Garage Area896 sqft
PorchSlab
Porch Area336 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1630941
Street Address1601 N FLORIDA AVE
CityHERNANDO
StateFL
Zip34442-4490
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeGNC
Legal DescriptionKELLERS SUB PB 2 PG 36 LOTS 16 & 17
Legal Range19E
Legal Township18S
Legal Section36
Legal SubdivisionKELLERS
Legal Lot Number16,17
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group4
Census Block4010
Census Tract450800

Owner

Source: Citrus County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4881 E VAN NESS RD, HERNANDO, FL 34442-4467
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2022Warranty Deed, Transfer
Nov 1, 2021Warranty Deed, Construction Loan · Construction Mortgage
CAPITAL CITY HOME LOANS LLC
Sep 13, 2021Warranty Deed, Construction Loan · Construction Mortgage
MIDFLORIDA CU
Jul 12, 2021Warranty Deed, Construction Loan · Construction Mortgage
CAPITAL CITY HOME LOANS LLC
Jun 24, 2020Warranty Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2021 · Amount on Record
Deed SaleNov 1, 2021 · Amount on Record
Prior SaleSep 13, 2021 · Amount on Record
Deed Document Number202175623
Deed Book / Page3221 / 362
Prior Transfer DateJul 15, 2015
Prior Transfer Doc0027091496
Record UpdatedOct 29, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 19, 2022
Property Address1601 N FLORIDA AVE, HERNANDO, FL 34442-4490
Document Number0033122137
Book / Page3312 / 2137
Map ReferenceMB 9 PG 17-21
Instrument DateAug 17, 2022
Instrument2022058423
Transaction TypeTransfer
Record UpdatedSep 9, 2022

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 N FLORIDA AVE, 1601, HERNANDO, FL 34442-4490

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1236, HERNANDO, FL 34441-1236

November 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateNov 1, 2021
Property Address1601 N FLORIDA AVE, HERNANDO, FL 34442-4490
Document Number0032210362
Book / Page3221 / 362
Map ReferenceMB 6 PG 145
Instrument DateOct 13, 2021
Instrument2021075623
Transaction TypeConstruction Loan
Record UpdatedDec 6, 2021
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
Tax$161.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 N FLORIDA AVE, 1601, HERNANDO, FL 34442-4490

Transferred To (Grantee/Buyer)

NameVerified Name
Address368 DANFORTH AVE, JERSEY CITY, NJ 07305-1943

Mortgage

Document Number3221364
DateNov 1, 2021
Instrument3221/364
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueNov 1, 2022

September 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 13, 2021
Property Address1601 N FLORIDA AVE, HERNANDO, FL 34442-4490
Document Number0032041694
Book / Page3204 / 1694
Map ReferenceMB 5 PG 133
Instrument DateAug 23, 2021
Instrument2021062971
Transaction TypeConstruction Loan
Record UpdatedNov 30, 2021
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 N FLORIDA AVEAYE, 1601, HERNANDO, FL 34442

Transferred To (Grantee/Buyer)

NameVerified Name
Address976 W SMALLMAN PL, CITRUS SPRINGS, FL 34434-5290

Mortgage

Document Number32041696
DateSep 13, 2021
Instrument3204/1696
Lender
NameMIDFLORIDA CU
TypeCredit Union
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term369 Months
DueJun 1, 2052

July 2021: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJul 12, 2021
Property Address1601 N FLORIDA AVE, HERNANDO, FL 34442-4490
Document Number0031832168
Book / Page3183 / 2168
Map ReferenceMB 5 PG 116
Instrument DateJul 2, 2021
Instrument2021047067
Transaction TypeConstruction Loan
Record UpdatedNov 30, 2021
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount Recorded
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 N FLORIDA AVE, 1601, HERNANDO, FL 34442-4490

Transferred To (Grantee/Buyer)

NameVerified Name
Address3926 2ND ST, BALTIMORE, MD 21225-2051

Mortgage

Document Number31832170
DateJul 12, 2021
Instrument3183/2170
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term373 Months
DueAug 1, 2052

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateJun 24, 2020
Property Address1601 N FLORIDA AVE, HERNANDO, FL 34442-4490
Document Number0030692349
Book / Page003069 / 002349
Instrument DateJun 22, 2020
Instrument32397
Transaction TypeTransfer
Record UpdatedJul 31, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY TITLE SVCS LLC

Transaction

AmountAmount Recorded
Tax$147.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 N FLORIDA AVE HERNANDO FL 344424490, HERNANDO, FL 34442-4490

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,878.00 (+2.9%)$109,820 (+0.14%) Land $26,900 Building $82,920$109,820 (+0.14%) Land $26,900 Building $82,920
2024$1,825.00 (+4.46%)$109,670 (+6.02%) Land $26,900 Building $82,770$109,670 (+6.02%) Land $26,900 Building $82,770
2023$1,747.00 (+10.57%)$103,440 (+5.09%) Land $26,900 Building $76,540$103,440 (+5.09%) Land $26,900 Building $76,540
2022$1,580.00$98,430 Land $26,900 Building $71,530$98,430 Land $26,900 Building $71,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimNov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on N Florida Ave

Nearby Streets

Search Property Records by Address or Parcel Number