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1601 N Davidson St, Charlotte, NC 28206 Property Records

Mecklenburg County property record for 1601 N Davidson St, Charlotte, NC 28206

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,054 sqft · built 2000
Lot Size0.197 acres (8,615 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Apr 2019)
Tax Bill$2,659 (2023)
Deeds & MortgagesSep 2021 Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN081-075-28

Property Details

APN / Parcel Number

Primary APN081-075-28

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,054 sqft Heated Area
Gross Area1,104 sqft
1st Floor Area1,054 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area8,615 sqft (0.197 acres)
PorchPorch
Porch Area50 sqft
Patio Area25 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number081-075-28
Street Address1601 N DAVIDSON ST
CityCHARLOTTE
StateNC
Zip28206-3471
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionP1 B12 M209-458
Legal SubdivisionPHIFER
Legal Block12
Legal Lot Number1
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract700

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1601 N DAVIDSON ST, CHARLOTTE, NC 28206-3471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 12, 2019Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 12, 2019 · Amount on Record
Deed SaleApr 12, 2019 · Amount on Record
Prior SaleFeb 20, 2001 · Amount on Record
Deed Document Number0033423418
Deed Book / Page33423 / 418
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1601 N DAVIDSON ST, CHARLOTTE, NC 28206-3471
Transaction TypeMortgage
Record UpdatedMay 22, 2026
Title CompanyAMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000177689
DateSep 16, 2021
Book Page36534/752
Instrument2021177689
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 12, 2019
Property Address1601 N DAVIDSON ST, CHARLOTTE, NC 28206-3471
Document Number0000042570
Book / Page033423 / 000418
Instrument DateApr 11, 2019
Instrument42570
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$530.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1601 N DAVIDSON ST CHARLOTTE NC 282063471, CHARLOTTE, NC 28206-3471

Mortgage

Document Number42571
DateApr 12, 2019
Book Page033423/000420
Instrument42571
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 11, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2020)
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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