1601 London Rd, Duluth, MN 55812 Property Records

St. Louis County property record for 1601 London Rd, Duluth, MN 55812

Property Summary

Property Type	Commercial
Details	3,000 sqft · built 1969
Lot Size	0.346 acres (15,110 sqft)
Owner	Company Name on File
Last Sale	$875,000 (May 2024)
Tax Bill	$21,000 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-1460-03650`

Property Details

APN / Parcel Number

Primary APN	`010-1460-03650`
Alternative APNs	`1165971` `1139995` `722939`

Interior

Stories	1 Story
Building Area	3,000 sqft Gross Area
1st Floor Area	3,000 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1995
Exterior Material	Stucco
Lot Area	15,110 sqft (0.346 acres)
Garage Area	7,500 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1165971
Street Address	1601 LONDON RD
City	DULUTH
State	MN
Zip	55812-1620
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOTS 15 AND 16 SERIAL #
Legal Subdivision	ENDION DIV OF DULUTH
Legal Block	38
Legal Lot Number	15-16
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3010
Census Tract	1400

Owner

1601 London Rd, a commercial property, is owned by a company that bought it in May 2024.

Source: St. Louis County records, as of August 20, 2026

Owner of Record	Company Name on File
Mailing Address	1601 LONDON RD, DULUTH, MN 55812-1620
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Warranty Deed, Transfer · Commercial Mortgage NATIONAL BANK OF COMMERCE
Nov 8, 2022	Warranty Deed, Transfer · SBA Mortgage NATIONAL BANK OF COMMERCE
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit WESTERN NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on File
Deed Sale	May 20, 2024 · Amount on File
Prior Sale	May 15, 2024 · Amount on File
Deed Document Number	20241488268
Prior Transfer Date	Nov 3, 2022
Prior Transfer Doc	0001456657
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 17, 2022
Property Address	1601 LONDON RD, DULUTH, MN 55812-1620
Document Number	0001456657
Instrument Date	Nov 3, 2022
Instrument	1456657
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 LONDON RD, DULUTH, MN 55812-1620

Mortgage

Document Number	0001456659
Date	Nov 17, 2022
Instrument	1456659

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0001456658
Date	Nov 17, 2022
Instrument	1456658

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	SBA Mortgage
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 8, 2022
Property Address	1601 LONDON RD, DULUTH, MN 55812-1620
Document Number	0001063307
Instrument Date	Nov 3, 2022
Instrument	1063307
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 LONDON RD, DULUTH, MN 55812-1620

Mortgage

Document Number	0001063308
Date	Nov 8, 2022
Instrument	1063308

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0001063309
Date	Nov 8, 2022
Instrument	1063309

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank
Address	SUPERIOR, WI 54880

Agreement

Type	SBA Mortgage
Amount	Amount on Record

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1601 LONDON RD, DULUTH, MN 55812-1620
Document Number	000T981143
Instrument Date	Jan 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1934 LONDON RD DULUTH MN 558122038, DULUTH, MN 55812-2038

Mortgage

Document Number	000T981143
Date	Jan 20, 2017
Instrument	T981143

Lender

Name	WESTERN NAT'L BK
Type	Bank
Address	DULUTH, MN 55816-0050

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 19, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1601 London Rd was $21,000, up 2.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,000.00 (+2.44%)
2025	$20,500.00 (+30.72%)	$703,900 (-) Land $288,900 Building $415,000	$703,900 (-) Land $288,900 Building $415,000
2024	$15,682.00	$703,900 Land $288,900 Building $415,000	$703,900 Land $288,900 Building $415,000
2022		$510,200 Land $272,600 Building $237,600	$510,200 Land $272,600 Building $237,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 London Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1601 London Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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