Hunt County property record for 1601 Live Oak St, Commerce, TX 75428
| Property Type | Commercial |
|---|---|
| Details | 5,238 sqft · built 1990 |
| Lot Size | 0.549 acres (23,912 sqft) |
| Owner | Company Name on File |
| Tax Bill | $8,731 (2025) |
| Deeds & Mortgages | Aug 2020 Loan Modification Feb 2019 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4155-0010-0010-31 |
| Primary APN | 4155-0010-0010-31 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 5,238 sqft Gross Area |
| 1st Floor Area | 4,850 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1995 |
| Lot Area | 23,912 sqft (0.549 acres) |
| Lot Dimensions | 171 ft deep x 140 ft wide |
| Garage Area | 18,674 sqft |
| Porch | Slab |
| Porch Area | 388 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 1601 LIVE OAK ST |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-2500 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S4155 NEAL H F ADDITION BLK 1 LOT 1-2 ACRES .5489 |
| Legal Subdivision | NEAL H F ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 1-2 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 960600 |
Source: Hunt County records · APN 4155-0010-0010-31
Assessment roll updated September 10, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1601 LIVE OAK ST, COMMERCE, TX 75428-2500 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 04, 2020 | Loan Modification, Mortgage GUARANTY BK |
| Feb 12, 2019 | Warranty Deed, Transfer |
| Jul 10, 2018 | Loan Modification, Mortgage GUARANTY BK |
| May 12, 2017 | Loan Modification, Mortgage GUARANTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1601 LIVE OAK ST, COMMERCE, TX 75428-2500 |
| Document Number | 0000015279 |
| Instrument Date | Aug 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1601 LIVE OAK ST COMMERCE TX 754282500, COMMERCE, TX 75428-2500 |
| Document Number | 0000015279 |
|---|---|
| Date | Sep 11, 2020 |
| Instrument | 15279 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Sep 10, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | Feb 12, 2019 |
| Property Address | 1601 LIVE OAK ST, COMMERCE, TX 75428-2500 |
| Document Number | 0000001972 |
| Instrument Date | Dec 26, 2018 |
| Instrument | 1972 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4501 LAWLER RD GARLAND TX 750424502, GARLAND, TX 75042-4502 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1601 LIVE OAK ST, COMMERCE, TX 75428-2500 |
| Document Number | 0000011261 |
| Instrument Date | Jul 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 LIVE OAK ST COMMERCE TX 754282500, COMMERCE, TX 75428-2500 |
| Document Number | 0000011261 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 11261 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 24, 2019 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 1601 LIVE OAK ST, COMMERCE, TX 75428-2500 |
| Document Number | 0000010847 |
| Instrument Date | May 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 LIVE OAK ST COMMERCE TX 754282500, COMMERCE, TX 75428-2500 |
| Document Number | 0000010847 |
|---|---|
| Date | Aug 10, 2017 |
| Instrument | 10847 |
| Name | GUARANTY BK |
|---|---|
| Type | Federal Savings Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|
Source: Hunt County records · Assessment roll updated September 10, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,731.00 (-6.12%) | $334,740 (-7.59%) Land $65,760 Building $268,980 | $334,740 (-7.59%) Land $65,760 Building $268,980 |
| 2024 | $9,300.00 (+15.76%) | ||
| 2023 | $362,230 Land $65,760 Building $296,470 | $362,230 Land $65,760 Building $296,470 | |
| 2022 | $8,034.00 |
Source: FEMA National Flood Hazard Layer as of May 3, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Telephone Cooperative Fixed Wireless | 500 / 60 |
| 360 Communications, Inc. (OK, AR & TX) Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AMG Technology Investment Group Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 299 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF COMMERCE serves 9,266 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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