1601 KY Route 3224, River, KY 41254 Property Records

Johnson County property record for 1601 KY Route 3224, River, KY 41254

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 1998
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on File
Last Sale$208,440 (Oct 2021)
Tax Bill$1,672 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Apr 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN057-00-00-044.07

Property Details

APN / Parcel Number

Primary APN057-00-00-044.07
Alternative APN
  • 26371

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,518 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area27,878 sqft (0.64 acres)
TerrainSteep
Garage TypeCarport
CarportCarport
DrivewayGravel Driveway
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area132 sqft
Deck Area94 sqft
Storage BuildingStorage Building

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number26371
Street Address1601 KY ROUTE 3224
CityRIVER
StateKY
Zip41254-9072
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2.50 AC & IMP
JurisdictionJOHNSON KY
Township / Civil DivisionNIPPA
Census Block Group1
Census Block1017
Census Tract960100

Owner

1601 KY Route 3224 is owned and occupied by an individual who bought it in October 2021.

Source: Johnson County records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address1601 KY ROUTE 3224, RIVER, KY 41254-9072
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2020Deed, Transfer · FHA Mortgage
POLARIS HOME FUNDING CORP
Apr 26, 2019Deed, Transfer · Conventional Mortgage
POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Prior SaleDec 18, 2020 · Amount on File
Deed Document Number2021539659
Deed Book / Page40 / 613
Record UpdatedOct 29, 2026

December 2020: Deed, Transfer

Document TypeDeed
JurisdictionJOHNSON KY
Recording DateDec 18, 2020
Property Address1601 KY ROUTE 3224, RIVER, KY 41254-9072
Document Number000D474/38
Book / PageD474 / 38
Instrument DateDec 16, 2020
Instrument536019
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7800 MEADOWLAKE DR W, NORTHPORT, AL 35473-8172

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 BENNY LEMASTER RD, SALYERSVILLE, KY 41465-7342

Mortgage

Document Number00M591/340
DateDec 18, 2020
Book PageM591/340
Instrument536021
Lender
NamePOLARIS HOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term372 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate

April 2019: Deed, Transfer

Document TypeDeed
JurisdictionJOHNSON KY
Recording DateApr 26, 2019
Property Address1601 KY ROUTE 3224, RIVER, KY 41254-9072
Document Number00D466/250
Book / PageD466 / 250
Map ReferenceDB 405 PG 392
Instrument DateApr 18, 2019
Instrument529068
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$154.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 KY ROUTE 3224, RIVER, KY 41254-9072

Transferred To (Grantee/Buyer)

NameVerified Name
Address5491 KY ROUTE 581, RIVER, KY 41254-8707

Mortgage

Document Number00M570/447
DateApr 26, 2019
Book PageM570/447
Instrument529069
Lender
NamePOLARIS HOME FUNDING CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2049
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1601 KY Route 3224 was $1,672.

Source: Johnson County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyJohnson County
Unified School DistrictJohnson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,672.00$159,500 Land $10,000 Building $149,500$159,500 Land $10,000 Building $149,500
2023$1,664.00$159,500$159,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 KY Route 3224 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 KY Route 3224 is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 85% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAINTSVILLE MUNICIPAL WATER WORKS
serves 24,354 people · EPA ID KY0580340
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Foothills Communications
Fiber
1,000 / 1,000

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