1601 Kapalua Dr, Oxnard, CA 93036 Property Records

Ventura County property record for 1601 Kapalua Dr, Oxnard, CA 93036

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 1994
Lot Size	0.183 acres (7,987 sqft)
Owner	Company Name on Record
Last Sale	$1,300,000 (Jun 2022)
Tax Bill	$11,777 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2022 Transfer + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`179-0-195-285`

Property Details

APN / Parcel Number

Primary APN	`179-0-195-285`
Alternative APN	`1790040150`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
1st Floor Area	1,230 sqft
2nd Floor Area	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	7,987 sqft (0.183 acres)
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	33 sqft
Patio Area	170 sqft

Location & Zoning

Street Address	1601 KAPALUA DR
City	OXNARD
State	CA
Zip	93036-7761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-7
Legal Description	TRACT: 440502 LOT: 79 REF: 119MR 68
Legal Subdivision	TRACT NO. 44052
Legal Tract	440502
Legal Block	195
Legal Lot Number	79
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2009
Census Tract	2901

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1601 KAPALUA DR, OXNARD, CA 93036-7761
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 16, 2022	Intrafamily Transfer, Transfer
Jun 8, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE
Jun 8, 2022	Grant Deed, Transfer · Conventional Mortgage CITIZENS BUSINESS BANK
Jan 4, 2019	Grant Deed, Transfer · ARM PRIORITY FINANCIAL NETWORK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Jan 4, 2019 · Amount on Record
Deed Document Number	202265038
Last Transfer Date	Sep 9, 2022
Transfer Doc	0000093970
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1601 KAPALUA DR, OXNARD, CA 93036-7761
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 KAPALUA DR, OXNARD, CA 93036-7761

Mortgage

Document Number	0000042920
Date	Apr 5, 2022
Instrument	2022000042920

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Sep 16, 2022
Property Address	1601 KAPALUA DR, OXNARD, CA 93036-7761
Document Number	0000093970
Map Reference	MB 119 PG 68
Instrument Date	Sep 9, 2022
Instrument	2022000093970
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 KAPALUA DR, OXNARD, CA 93036-7761

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2022
Property Address	1601 KAPALUA DR, OXNARD, CA 93036-7761
Document Number	0000065037
Map Reference	MB 119 PG 68
Instrument Date	Jun 2, 2022
Instrument	2022000065037
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 KAPALUA DR, OXNARD, CA 93036-7761

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jun 8, 2022
Property Address	1601 KAPALUA DR, OXNARD, CA 93036-7761
Document Number	0000065038
Map Reference	MB 119 PG 68
Instrument Date	Apr 18, 2022
Instrument	2022000065038
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 KAPALUA DR, OXNARD, CA 93036-7761

Mortgage

Document Number	0000065039
Date	Jun 8, 2022
Instrument	2022000065039

Lender

Name	CITIZENS BUSINESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Jan 4, 2019
Property Address	1601 KAPALUA DR, OXNARD, CA 93036-7761
Document Number	0000000978
Map Reference	MB 119 PG 68
Instrument Date	Nov 7, 2018
Instrument	20190104-00000978
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 KAPALUA DR, OXNARD, CA 93036-7761

Mortgage

Document Number	0000000979
Date	Jan 4, 2019
Instrument	20190104-00000979

Lender

Name	PRIORITY FINANCIAL NETWORK
Type	Lending Institution

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.55%
Type Change Date	Feb 1, 2026
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	13.5%
Index	1-Year LIBOR
Margin	4
Max Rate	13.5%

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$945,000 (-) Land $611,000 Building $334,000
2025	$11,777.00 (-18.89%)	$945,000 (-28.73%) Land $611,000 Building $334,000
2024	$14,520.00 (-10.44%)
2023	$16,212.00 (+64.64%)	$1,326,000 Land $861,900 Building $464,100
2022	$9,847.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	4,000 / 4,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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