1601 Johnson Ave, Sterling, IL 61081 Property Records

Whiteside County property record for 1601 Johnson Ave, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.168 acres (7,320 sqft)
Owner	2 Individual Names on File
Last Sale	$54,500 (Jan 2015)
Tax Bill	$1,915 (2025)
Deeds & Mortgages	Nov 2023 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1121226008`

Property Details

APN / Parcel Number

Primary APN	`1121226008`
Alternative APN	`79536`

Exterior

Lot Area	7,320 sqft (0.168 acres)
Lot Dimensions	122 ft deep x 60 ft wide

Location & Zoning

Account Number	79536
Street Address	1601 JOHNSON AVE
City	STERLING
State	IL
Zip	61081-2455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEINERS SUBDIVISION LOT 1
Legal Subdivision	MEINERS SUBDIVISION
Legal Lot Number	1
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1032
Census Tract	1101

Owner

1601 Johnson Ave is owned and occupied by two individuals who bought it in January 2015.

Source: Whiteside County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1601 JOHNSON AVE, STERLING, IL 61081-2455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HSNG AND URBAN DEVELOPMENT
May 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage SECRETARY OF HSNG & URBAN DEVELOPMENT
Mar 13, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 4, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 14, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2015 · Amount on File
Deed Sale	Jan 20, 2015 · Amount on File
Deed Document Number	2015353
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1601 JOHNSON AVE, STERLING, IL 61081-2455
Transaction Type	Mortgage
Record Updated	Dec 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005399
Date	Nov 2, 2023
Instrument	2023-05399

Lender

Name	SECRETARY OF HSNG AND URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	327 Months
Due	Feb 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1601 JOHNSON AVE, STERLING, IL 61081-2455
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002361
Date	May 18, 2023
Instrument	2023-02361

Lender

Name	SECRETARY OF HSNG & URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	333 Months
Due	Feb 1, 2051

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1601 JOHNSON AVE, STERLING, IL 61081-2455
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001179
Date	Mar 13, 2023
Instrument	2023-01179

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Apr 1, 2051

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1601 JOHNSON AVE, STERLING, IL 61081-2455
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006728
Date	Nov 4, 2022
Instrument	2022-06728

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Dec 1, 2051

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WHITESIDE IL
Property Address	1601 JOHNSON AVE, STERLING, IL 61081-2455
Document Number	0000003148
Instrument Date	May 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 JOHNSON AVE STERLING IL 610812455, STERLING, IL 61081-2455

Mortgage

Document Number	0000003148
Date	Jun 15, 2018
Instrument	3148

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Interest

Rate	4.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1601 Johnson Ave was $1,915.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,915.00	$24,862 Land $2,077 Building $22,785
2024			$74,586 Land $6,231 Building $68,355

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1601 Johnson Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Johnson Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Rise Broadband.

Nearby Properties on Johnson Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures