1601 John St, Whiting, IN 46394 Property Records

Lake County property record for 1601 John St, Whiting, IN 46394

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,600 sqft · built 1911
Lot Size	0.072 acres (3,146 sqft)
Owner	2 Individual Names on File
Last Sale	$163,600 (Feb 2008)
Tax Bill	$1,576 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-28-29-0094-0013`

Property Details

APN / Parcel Number

Primary APN	`007-28-29-0094-0013`
Alternative APNs	`45-03-08-152-002.000-025` `282900940013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,500 sqft
1st Floor Area	1,600 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,146 sqft (0.072 acres)
Lot Dimensions	143 ft deep x 22 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1601 JOHN ST
City	WHITING
State	IN
Zip	46394-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHRAGES CENTRAL ADD. L.13 BL.2
Legal Subdivision	SCHRAGES CENTRAL ADD
Legal Block	2
Legal Lot Number	13
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	1
Census Block	1004
Census Tract	40100

Owner

1601 John St is owned and occupied by two individuals who bought it in February 2008.

Source: Lake County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1601 JOHN ST, WHITING, IN 46394-2005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2008 · Amount on File
Deed Sale	Feb 4, 2008 · Amount on File
Deed Document Number	20087801
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Jun 22, 2026
Property Address	1601 JOHN ST, WHITING, IN 46394-2005
Document Number	0000525718
Instrument Date	Jun 12, 2026
Instrument	2026525718
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 JOHN ST, WHITING, IN 46394-2005

Mortgage

Document Number	0000525718,
Date	Jun 22, 2026
Instrument	2026525718

Lender

Name	U S BANK N A

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	1601 JOHN ST, WHITING, IN 46394-2005
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027327
Date	Sep 13, 2021
Instrument	2021-527327

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Whiting City
Unified School District	Whiting School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$181,100 Land $21,100 Building $160,000	$181,100 Land $21,100 Building $160,000
2024	$1,576.00
2023		$157,600 (+38.98%) Land $21,100 Building $136,500	$157,600 (+38.98%) Land $21,100 Building $136,500
2022	$1,134.00 Homeowner's exemption	$113,400 Land $21,100 Building $92,300	$113,400 Land $21,100 Building $92,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1601 John St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER DEPARTMENT serves 4,900 people · EPA ID IN5245048
Water Source	Purchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State Inspection	Nov 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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