1601 James St, Durham, NC 27707 Property Records

Durham County property record for 1601 James St, Durham, NC 27707

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,250 sqft · built 1930
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Tax Bill	$28 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0821-22-0778`

Property Details

APN / Parcel Number

Primary APN	`0821-22-0778`
Alternative APNs	`0821-22-07-7839` `082113220769` `107835`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,250 sqft Heated Area
1st Floor Area	1,842 sqft
Basement Area	527 sqft
Unfinished Basement	527 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Ranch
Construction Type	Wood
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	58 ft deep x 58 ft wide
Porch	Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	1601 JAMES ST
City	DURHAM
State	NC
Zip	27707-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5
Legal Description	PROP-DEAN SUSAN J/DBA-LAK EWOOD PARK/LT#15 LAKEWOO PL:000119-000203
Legal Lot Number	15
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3004
Census Tract	600

Owner

Source: Durham County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1601 JAMES ST, DURHAM, NC 27707-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK
Mar 21, 2018	Deed of Trust, Mortgage · Line of Credit THE FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1601 JAMES ST, DURHAM, NC 27707-1515
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	AEG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 JAMES ST, DURHAM, NC 27707-1515

Mortgage

Document Number	0097130812
Date	Jun 8, 2022
Book Page	9713/812
Instrument	2022023597

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	DURHAM, NC 27707

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	1601 JAMES ST, DURHAM, NC 27707-1515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083870275
Date	Mar 21, 2018
Book Page	8387/275
Instrument	2018009267

Lender

Name	THE FIDELITY BANK
Type	Bank
Address	CHAPEL HILL, NC 27517

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28.00 (-98.17%)	$550,951 (+64.3%) Land $326,650 Building $224,301	$550,951 (+64.3%) Land $326,650 Building $224,301
2023	$1,528.00 (+76.04%)	$335,341 Land $55,680 Building $279,661	$335,341 Land $55,680 Building $279,661
2022	$868.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Mar 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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