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1601 Harrison Ave, Panama City, FL 32405 Property Records

Bay County property record for 1601 Harrison Ave, Panama City, FL 32405

Property Summary

Property TypeVacant Land
Details1,900 sqft · built 2017
Lot Size0.68 acres (29,621 sqft)
OwnerCompany Name on Record
Tax Bill$3,277 (2025)
Deeds & MortgagesApr 2025 Line of Credit
Feb 2025 Sale
Flood ZoneZone X (moderate risk)
APN14223-010-000

Property Details

APN / Parcel Number

Primary APN14223-010-000

Interior

Building Area1,900 sqft
1st Floor Area1,900 sqft

Exterior

Year BuiltBuilt 2017
Exterior MaterialMetal
Construction TypeSteel Frame
Lot Area29,621 sqft (0.68 acres)
Lawn SprinklersLawn Sprinklers

Location & Zoning

Street Address1601 HARRISON AVE
CityPANAMA CITY
StateFL
Zip32405-4658
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodePC09
Legal Description32 3S 14W -64A- 91D4 COM AT NE COR OF NE1/4 OF SE1/4 TH S 50' TO S R/W OF
Legal Range14W
Legal Township03S
Legal Section32
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1024
Census Tract1600

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1012 W 11TH ST, PANAMA CITY, FL 32401-2042
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2025Deed of Trust, Mortgage · Line of Credit
WHITNEY BANK
Feb 10, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 10, 2025
Deed SaleFeb 10, 2025
Prior SaleOct 2, 2009 · Amount on Record
Deed Document Number0048821762
Deed Book / Page4882 / 1762
Record UpdatedJun 8, 2026

April 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1601 HARRISON AVE, PANAMA CITY, FL 32405-4658
Transaction TypeMortgage
Record UpdatedJan 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 W 11TH ST, PANAMA CITY, FL 32401-2042

Mortgage

Document Number0049041005
DateApr 21, 2025
Book Page4904/1005
Instrument2025021269
Lender
NameWHITNEY BANK
TypeBank
AddressDESTIN, FL 32541
Agreement
TypeLine of Credit
AmountAmount Recorded

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 10, 2025
Property Address1601 HARRISON AVE, PANAMA CITY, FL 32405-4658
Document Number0048821762
Book / Page4882 / 1762
Instrument DateFeb 10, 2025
Instrument2025006762
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1615 HARRISON AVE, PANAMA CITY, FL 32405-4658

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 W 11TH ST, PANAMA CITY, FL 32401-2042

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,277.00 (-35.08%)$207,498 (-30.19%) Land $207,498$207,498 (-30.19%) Land $207,498
2023$5,048.00 (+5.89%)$297,220 (-0.23%) Land $228,690 Building $68,530$297,220 (-0.23%) Land $228,690 Building $68,530
2022$4,767.00$297,903 Land $228,690 Building $69,213$297,903 Land $228,690 Building $69,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 39 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims6 (1984–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 3 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile, Verizon, WOW Internet, Cable & Phone.

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