1601 Fordham Rd, Wilmington, NC 28403 Property Records

New Hanover County property record for 1601 Fordham Rd, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,347 sqft · built 1960
Lot Size	0.524 acres (22,825 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Dec 2023)
Tax Bill	$2,910 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R05517-007-003-000`

Property Details

APN / Parcel Number

Primary APN	`R05517-007-003-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,347 sqft Living Area
1st Floor Area	2,339 sqft
Basement Area	1,845 sqft
Finished Basement	1,845 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2023
Architectural Style	Raised Ranch
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Material	Composition Shingle
Lot Area	22,825 sqft (0.524 acres)
Terrain	Low
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	1601 FORDHAM RD
City	WILMINGTON
State	NC
Zip	28403-4903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LOT 109 SEC C LINCOLN FOREST
Legal Subdivision	LINCOLN FOREST SEC C
Legal Block	7
Legal Lot Number	109
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	3
Census Block	3013
Census Tract	10600

Owner

1601 Fordham Rd is owned and occupied by an individual who bought it in December 2023.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1601 FORDHAM RD, WILMINGTON, NC 28403-4903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage NFM LENDING
Dec 19, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 21, 2020	Warranty Deed, Transfer · Conventional with PMI NORTH ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2023 · Amount on File
Deed Sale	Dec 19, 2023 · Amount on File
Prior Sale	Dec 21, 2020 · Amount on File
Deed Document Number	202331722
Deed Book / Page	6680 / 2293
Prior Transfer Date	Mar 26, 1992
Prior Transfer Doc	9903002692
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	1601 FORDHAM RD, WILMINGTON, NC 28403-4903
Transaction Type	Mortgage
Record Updated	Feb 27, 2026
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 FORDHAM RD, WILMINGTON, NC 28403-4903

Mortgage

Document Number	00682901532
Date	Feb 17, 2026
Book Page	6829/1532
Instrument	2026003960

Lender

Name	NFM LENDING
Type	Mortgage Company
Address	1190 WINTERSON RD STE 300, LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 19, 2023
Property Address	1601 FORDHAM RD, WILMINGTON, NC 28403-4903
Document Number	00668002293
Book / Page	6680 / 2293
Map Reference	MB 7 PG 57
Instrument Date	Dec 5, 2023
Instrument	2023031722
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4007 CABOOSE CT, INDIAN TRAIL, NC 28079-7804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 FORDHAM RD, WILMINGTON, NC 28403-4903

Mortgage

Document Number	2023031723
Date	Dec 19, 2023
Instrument	2023031723

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 21, 2020
Property Address	1601 FORDHAM RD, WILMINGTON, NC 28403-4903
Document Number	0063930708
Book / Page	006393 / 000708
Instrument Date	Nov 23, 2020
Instrument	55098
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1601 FORDHAM RD WILMINGTON NC 284034903, WILMINGTON, NC 28403-4903

Mortgage

Document Number	63930712
Date	Dec 21, 2020
Book Page	006393/000712
Instrument	55099

Lender

Name	NORTH ST BK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1601 Fordham Rd was $2,910, up 20.5% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,600 (-) Land $137,800 Building $356,800	$494,600 (-) Land $137,800 Building $356,800
2025	$2,910.00 (+20.55%)	$494,600 Land $137,800 Building $356,800	$494,600 Land $137,800 Building $356,800
2024	$2,414.00 (+2.99%)
2023	$2,344.00 (-0.59%)	$277,500 Land $89,600 Building $187,900	$277,500 Land $89,600 Building $187,900
2022	$2,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 Fordham Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	14 (1979–2021)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Sep 2021 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1601 Fordham Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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