1601 Emerald Bay Dr, Reno, NV 89521 Property Records

Washoe County property record for 1601 Emerald Bay Dr, Reno, NV 89521 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,951 sqft · built 2004
Lot Size	0.214 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$620,111 (Aug 2023)
Tax Bill	$3,607 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`160-671-10`

Property Details

APN / Parcel Number

Primary APN	`160-671-10`
Alternative APN	`158067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,951 sqft Living Area
1st Floor Area	1,951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	9,365 sqft (0.214 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,622 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	158067
Street Address	1601 EMERALD BAY DR
City	RENO
State	NV
Zip	89521-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOUBLE DIAMOND RANCH 18 LT 7
Legal Range	20
Legal Township	18
Legal Section	16
Legal Subdivision	DOUBLE DIAMOND RANCH VILLAGE 18
Legal Lot Number	7
Jurisdiction	WASHOE NV
Township / Civil Division	RENO SOUTHEAST
Census Block Group	4
Census Block	4013
Census Tract	2207

Owner

Source: Washoe County records · APN 160-671-10

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1601 EMERALD BAY DR, RENO, NV 89521-4120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 23, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Apr 18, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 23, 2023 · Amount on Record
Deed Sale	Aug 23, 2023 · Amount on Record
Prior Sale	Aug 23, 2023 · Amount on Record
Deed Document Number	0005401287
Last Transfer Date	Jun 24, 2025
Transfer Doc	0005548482
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1601 EMERALD BAY DR, RENO, NV 89521-4120
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	CORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 EMERALD BAY DR, RENO, NV 89521-4120

Mortgage

Document Number	0005603435
Date	Feb 25, 2026
Instrument	5603435

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

August 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Aug 23, 2023
Property Address	1601 EMERALD BAY DR, RENO, NV 89521-4120
Document Number	0005401287
Map Reference	DOC 2345814
Instrument Date	Aug 18, 2023
Instrument	5401287
Transaction Type	Transfer
Record Updated	Sep 07, 2023
Title Company	TICOR TITLE- RENO, TICOR TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,544.05
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1202 SONATINA DR, HENDERSON, NV 89052-5520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 EMERALD BAY DR, RENO, NV 89521-4120

Mortgage

Document Number	0005401288
Date	Aug 23, 2023
Instrument	5401288

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1601 EMERALD BAY DR, RENO, NV 89521-4120
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005189480
Date	Jun 07, 2021
Instrument	5189480

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1601 EMERALD BAY DR, RENO, NV 89521-4120
Document Number	0005015457
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 EMERALD BAY DR RENO NV 895214120, RENO, NV 89521-4120

Mortgage

Document Number	0005015457
Date	Mar 31, 2020
Instrument	5015457

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

April 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 18, 2018
Property Address	1601 EMERALD BAY DR, RENO, NV 89521-4120
Document Number	0004805442
Map Reference	DOC2345814 MAP3698
Instrument Date	Apr 10, 2018
Instrument	4805442
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	FIRST CENTENNIAL RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,845.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1601 EMERALD BAY DR, RENO, NV 89521-4120

Mortgage

Document Number	0004805443
Date	Apr 18, 2018
Instrument	4805443

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

Tax Assessment & Valuation

Source: Washoe County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,607.00 (+6.03%)	$129,220 (+4.56%) Land $35,560 Building $93,660	$369,201 (+4.56%) Land $101,600 Building $267,601
2023	$3,402.00 (+2.93%)	$123,585 (+22.86%) Land $34,524 Building $89,061	$353,101 (+22.86%) Land $98,640 Building $254,461
2022	$3,305.00	$100,592 Land $26,488 Building $74,104	$287,407 Land $75,680 Building $211,727

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washoe County (32031C), updated May 17, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320310022074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 14 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2022, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 763 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Net NV	Fixed Wireless (unlicensed)	100 / 100
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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