1601 E Main St, Watertown, WI 53094 Property Records

Jefferson County property record for 1601 E Main St, Watertown, WI 53094

Property Summary

Property Type	Single Family Home
Lot Size	0.212 acres (9,278 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Aug 2020)
Tax Bill	$3,718 (2025)
Deeds & Mortgages	Apr 2024 Transfer Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`291-0815-0313-019`

Property Details

APN / Parcel Number

Primary APN	`291-0815-0313-019`

Exterior

Lot Area	9,278 sqft (0.212 acres)

Location & Zoning

Street Address	1601 E MAIN ST
City	WATERTOWN
State	WI
Zip	53094-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL 2, CSM 1561-05-083, DOC 778586.
Legal Range	15E
Legal Township	08N
Legal Section	03
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	NINTH WARD
Legal Lot Number	56
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERTOWN
Census Block Group	2
Census Block	2003
Census Tract	100100

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2024	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2023	Deed of Trust, Mortgage HUD
Apr 18, 2023	Deed of Trust, Mortgage HUD
Aug 3, 2020	Warranty Deed, Transfer · FHA Mortgage MISCELLANEOUS GOVT AGCY
Jun 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jun 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
May 4, 2017	Warranty Deed, Transfer · Conventional with PMI DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	Aug 3, 2020 · Amount on Record
Deed Document Number	0001429009
Last Transfer Date	Apr 1, 2024
Transfer Doc	0001482683
Record Updated	Jun 8, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON WI
Recording Date	Apr 1, 2024
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Document Number	0001482683
Map Reference	DOC 778586
Instrument Date	Mar 20, 2024
Instrument	1482683
Transaction Type	Transfer
Record Updated	Apr 24, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Transaction Type	Mortgage
Record Updated	Nov 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001478677
Date	Oct 24, 2023
Instrument	1478677

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2050

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001473097
Date	Apr 18, 2023
Instrument	1473097

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Aug 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	Aug 3, 2020
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Document Number	0001429009
Instrument Date	Jul 31, 2020
Instrument	1429009
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E MAIN ST WATERTOWN WI 530944109, WATERTOWN, WI 53094-4109

Mortgage

Document Number	1429010
Date	Aug 3, 2020
Instrument	1429010

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MADISON, WI 53703

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 2, 2050

Mortgage

Document Number	1429011,
Date	Aug 3, 2020
Instrument	1429011

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MADISON, WI 53703

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 2, 2030

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Document Number	0001384138
Instrument Date	Jun 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001384138
Date	Jun 22, 2017
Instrument	1384138

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	VERNON, WI 53188

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Document Number	0001385467
Instrument Date	Jun 2, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E MAIN ST JOHNSON CREEK WI 530944109, JOHNSON CREEK, WI 53094-4109

Mortgage

Document Number	0001385467
Date	Jul 24, 2017
Instrument	1385467

Lender

Name	DAS ACQUISITION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WI
Recording Date	May 4, 2017
Property Address	1601 E MAIN ST, WATERTOWN, WI 53094-4109
Document Number	0001382109
Instrument Date	May 1, 2017
Instrument	1382109
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ENTRUST TILE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1601 E MAIN ST JOHNSON CREEK WI 530944109, JOHNSON CREEK, WI 53094-4109

Mortgage

Document Number	1382110
Date	May 4, 2017
Instrument	1382110

Lender

Name	DAS ACQUISITION
Address	CREVE COEUR, MO 63141

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Watertown City
Unified School District	Watertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,718.00 (-19.21%) Homeowner's exemption	$226,600 (+19.2%) Land $43,700 Building $182,900	$227,000
2023	$4,602.00	$190,100 Land $34,900 Building $155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2000–2026)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERTOWN WATERWORKS serves 23,945 people · EPA ID WI1280044
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	15 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Netwurx.

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