Kane County property record for 1601 E Main St, #S1A, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Lot Size | 0.21 acres (931 sqft) |
| Owner | Company Name on Record |
| Last Sale | $275,000 (Jun 2022) |
| Tax Bill | $67 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Nov 2021 Sale + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-328-060 |
| Primary APN | 09-26-328-060 |
|---|
| Units | 14 Units |
|---|
| Lot Area | 931 sqft (0.21 acres) |
|---|---|
| Storage Building | Storage Building |
| Street Address | 1601 E MAIN ST, S1A |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2431 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | TYLER & 64 BUSINESS PARK CONDO - UNIT S1A BLDG 1 (EX PT FOR RD DESC IN 11ED62) |
| Legal Subdivision | TYLER&64 BUSINESS PARK CONDO |
| Legal Block | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 852002 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1601 E MAIN ST, S1A, SAINT CHARLES, IL 60174-2431 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 23, 2022 | Warranty Deed, Transfer · Commercial Mortgage FIRST FEDERAL SAVINGS BANK |
| Nov 30, 2021 | Lease, Transfer |
| Sep 26, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BK |
| Aug 10, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 30, 2018 | Deed of Trust, Mortgage FIRST AMERICAN BK |
| Jul 30, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BK |
| Nov 13, 2017 | Loan Modification, Mortgage |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Jan 11, 2008 · Amount on Record |
| Deed Document Number | 202232692 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 23, 2022 |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000032692 |
| Map Reference | DOC 2005K082868 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 2022K032692 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $275.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 E MAIN ST STE 1A, 1A, SAINT CHARLES, IL 60174-2387 |
| Document Number | 0000032693 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022K032693 |
| Name | FIRST FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jul 1, 2027 |
| Document Type | Lease |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 30, 2021 |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000089078 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2021K089078 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000048989 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1601 E MAIN ST COMMERCIAL #1A ST CHARLES IL 60174, 1A, ST CHARLES, IL 60174 |
| Document Number | 0000048989 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 48989 |
| Name | FIRST AMERICAN BK |
|---|---|
| Type | Bank |
| Address | ELK GROVE VILLAGE, IL 60007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 10, 2018 |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000039138 |
| Instrument Date | Aug 5, 2018 |
| Instrument | 39138 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1980 COOL CREEK DR ST CHARLES IL 601747957, ST CHARLES, IL 60174-7957 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000037339 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2018 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1601 E MAIN ST #1A ST CHARLES IL 601742387, 1A, ST CHARLES, IL 60174-2387 |
| Document Number | 0000037339 |
|---|---|
| Date | Aug 2, 2018 |
| Instrument | 37339 |
| Name | FIRST AMERICAN BK |
|---|---|
| Type | Bank |
| Address | ELK GROVE VILLAGE, IL 60007 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Aug 1, 2023 |
| Rate | 5.85% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000038892 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2019 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1980 COOL CREEK DR ST CHARLES IL 601747957, ST CHARLES, IL 60174-7957 |
| Document Number | 0000038892 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 38892 |
| Name | FIRST AMERICAN BK |
|---|---|
| Type | Bank |
| Address | ELK GROVE VILLAGE, IL 60007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 9, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.85% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1601 E MAIN ST # S1A, S1A, ST CHARLES, IL 60174-2431 |
| Document Number | 0000066516 |
| Instrument Date | Nov 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1980 COOL CREEK DR ST CHARLES IL 601747957, ST CHARLES, IL 60174-7957 |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67.00 (-32.32%) | ||
| 2024 | $893 (-27.34%) Land $1 Building $892 | $2,680 (-27.31%) Land $3 Building $2,677 | |
| 2022 | $99.00 (+4.21%) | $1,229 (+4.86%) Land $1 Building $1,228 | $3,687 (+4.86%) Land $3 Building $3,684 |
| 2021 | $95.00 | $1,172 Land $1 Building $1,171 | $3,516 Land $3 Building $3,513 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1994–2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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