1601 E Lloyd St, Pensacola, FL 32503 Property Records

Escambia County property record for 1601 E Lloyd St, Pensacola, FL 32503

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,727 sqft · built 2000
Lot Size0.189 acres (8,250 sqft)
OwnerTrust Name on File
Last Sale$519,000 (May 2022)
Tax Bill$2,438 (2025)
Deeds & MortgagesMay 2022 Sale
May 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN00-0S-00-9025-001-162

Property Details

APN / Parcel Number

Primary APN00-0S-00-9025-001-162
Alternative APN
  • 141327500

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,727 sqft Living Area
Gross Area2,277 sqft
1st Floor Area1,727 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialOther
Lot Area8,250 sqft (0.189 acres)
Lot Width60 ft Width
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area85 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number141327500
Street Address1601 E LLOYD ST
CityPENSACOLA
StateFL
Zip32503-6058
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1AA
Legal DescriptionLT 1 & W 1/2 OF LT 2 BLK 162 NEW CITY TRACT OR 8790 P 1993 OR 8948 P 868 CA 40
Legal SubdivisionNEW CITY TRACT
Legal Block162
Legal Lot Number1
JurisdictionESCAMBIA FL
Township / Civil DivisionPENSACOLA
Census Block Group1
Census Block1023
Census Tract802

Owner

1601 E Lloyd St is owner-occupied and held in a trust since May 2022.

Source: Escambia County records, as of October 20, 2026

Owner of RecordTrust Name on File
Mailing Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Warranty Deed, Transfer
SURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC
May 17, 2021Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Sep 30, 2019Deed of Trust, Mortgage · VA Mortgage
USAA
Apr 21, 2017Warranty Deed, Transfer · VA Mortgage
USAA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2022 · Amount on File
Deed SaleMay 24, 2022 · Amount on File
Prior SaleMay 17, 2021 · Amount on File
Deed Document Number202253562
Deed Book / Page8790 / 1993
Prior Transfer DateMar 14, 2000
Prior Transfer Doc0045370845
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMay 24, 2022
Property Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058
Document Number0087901993
Book / Page8790 / 1993
Instrument DateMay 13, 2022
Instrument2022053562
Transaction TypeTransfer
Record UpdatedJun 13, 2022
Title CompanySURETY LAND TITLE/FL LLC, SURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
Tax$3,633.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4298, PENSACOLA, FL 32507-0298

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateMay 17, 2021
Property Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058
Document Number0085320233
Book / Page8532 / 233
Instrument DateMay 14, 2021
Instrument2021053989
Transaction TypeTransfer
Record UpdatedJun 4, 2021
Title CompanyALLURE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 E LLOYD ST, 1601, PENSACOLA, FL 32503-6058

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058

Mortgage

Document Number8532235
DateMay 17, 2021
Instrument8532/235
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESCAMBIA FL
Property Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058
Document Number0081950495
Instrument DateSep 30, 2019
Transaction TypeMortgage
Record UpdatedNov 26, 2019
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 E LLOYD ST PENSACOLA FL 325036058, PENSACOLA, FL 32503-6058

Mortgage

Document Number0081950495
DateNov 8, 2019
Book Page008195/000495
Instrument97834
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 7, 2049

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESCAMBIA FL
Recording DateApr 21, 2017
Property Address1601 E LLOYD ST, PENSACOLA, FL 32503-6058
Document Number0076991071
Book / Page007699 / 001071
Instrument DateApr 20, 2017
Instrument29300
Transaction TypeTransfer
Record UpdatedJan 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,436.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 E LLOYD ST PENSACOLA FL 325036058, PENSACOLA, FL 32503-6058

Mortgage

Document Number76991073
DateApr 21, 2017
Book Page007699/001073
Instrument29301
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1601 E Lloyd St was $2,438 with a homeowner's exemption, up 6.5% from the year before.

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyEscambia County
MunicipalityPensacola City
Unified School DistrictEscambia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,438.00 (+6.46%) Homeowner's exemption$178,901$421,002 Land $172,425 Building $248,577
2024$2,290.00 (+3.53%)
2023$2,212.00 (+2,665%) Homeowner's exemption$168,797 (-46.77%)$397,019 (+25.21%) Land $163,350 Building $233,669
2022$80.00 Homeowner's exemption$317,079$317,079 Land $119,906 Building $197,173

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1601 E Lloyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 21 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1601 E Lloyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD COAST UTILITIES AUTHORITY (ECUA)
serves 242,172 people · EPA ID FL1170525
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
T-Mobile
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75

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