1601 E Bay Dr, #3, Largo, FL 33771 Property Records

Pinellas County property record for 1601 E Bay Dr, #3, Largo, FL 33771

Property Summary

Property Type	Condominium Offices
Details	1,420 sqft · built 1985
Lot Size	0.662 acres (28,826 sqft)
Owner	Company Name on Record
Last Sale	$728,000 (Dec 2021)
Tax Bill	$4,034 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C62-000-748-2495-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-748-2495-4`
Alternative APNs	`35-29-15-23881-000-0030` `291535238810000030` `152935238810000030` `R385884`

Interior

Units	5 Units
Stories	1 Story
Building Area	1,420 sqft Gross Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	28,826 sqft (0.662 acres)
View / Lot	Corner
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	R385884
Street Address	1601 E BAY DR, 3
City	LARGO
State	FL
Zip	33771-5616
Property Category	Commercial
Property Type	Commercial > Office > Condominium Offices
Legal Description	EAST BAY OAKS OFFICE CONDO UNIT 3
Legal Range	15E
Legal Township	29S
Legal Section	35
Legal Subdivision	EAST BAY OAKS OFFICE CONDO
Legal Tract	23881
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	2
Census Block	2009
Census Tract	25303

Owner

Source: Pinellas County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2447 FOGGY CREEK CIR, CLEARWATER, FL 33764-2613
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · SBA Mortgage WELLS FARGO BANK NA
Dec 20, 2021	Warranty Deed, Transfer · Line of Credit FLAGSHIP BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2021 · Amount on Record
Deed Sale	Dec 20, 2021 · Amount on Record
Deed Document Number	2021411432
Deed Book / Page	21858 / 196
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	1601 E BAY DR STE 3, 3, LARGO, FL 33771-5616
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233991524
Date	Dec 19, 2025
Book Page	23399/1524
Instrument	2025358443

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	MINNEAPOLIS, MN 55415

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 20, 2021
Property Address	1601 E BAY DR STE 3, 3, LARGO, FL 33771-5616
Document Number	0218580196
Book / Page	21858 / 196
Map Reference	MB 117 PG 70-72
Instrument Date	Dec 15, 2021
Instrument	2021411432
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,096.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 E BAY DR # DR2, 1601, LARGO, FL 33771-5616

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14224 MARK DR, LARGO, FL 33774-5110

Mortgage

Document Number	0218580199
Date	Dec 20, 2021
Instrument	21858/0199

Lender

Name	FLAGSHIP BANK
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,034.00 (+5.66%)	$212,500 (+6.52%) Building $212,500	$212,500 (+6.52%) Building $212,500
2024	$3,818.00 (+1.73%)
2023	$3,753.00 (+9.61%)	$199,500 (+10.83%)	$199,500 (+10.83%) Building $199,500
2022	$3,424.00	$180,000	$180,000 Building $180,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 31 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	175 units insured incl. 144 condo units
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Frontier, T-Mobile, Verizon.

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