1601 E 106th St, Carmel (Indianapolis), IN 46280 Property Records

Hamilton County property record for 1601 E 106th St, Carmel, IN 46280

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1957
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual on Record
Tax Bill	$3,283 (2024)
Deeds & Mortgages	Nov 2023 Line of Credit Mar 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-13-12-204-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-13-12-204-002.000-018`
Alternative APNs	`291312204002000003` `1713120204002000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,760 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	185 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1713120204002000
Old Parcel Number	291312204002000003
Street Address	1601 E 106TH ST
City	CARMEL
State	IN
Zip	46280-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 12, TOWNSHIP 17, RANGE 3, ORCHARD PARK, BLOCK PT A & B
Legal Range	03
Legal Township	17
Legal Section	12
Legal Subdivision	ORCHARD PARK
Legal Block	PT
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2000
Census Tract	111104

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	1601 E 106TH ST, CARMEL, IN 46280-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Mar 12, 2025	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Mar 2, 2022	Quit Claim Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA
Nov 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2015
Deed Sale	Nov 2, 2015
Prior Sale	Nov 2, 2015
Deed Document Number	2015056602
Last Transfer Date	Mar 2, 2022
Transfer Doc	0000011131
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1601 E 106TH ST, CARMEL, IN 46280-1505
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 106TH ST, CARMEL, IN 46280-1505

Mortgage

Document Number	0000044735
Date	Nov 28, 2023
Instrument	2023044735

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1601 E 106TH ST, CARMEL, IN 46280-1505
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 E 106TH ST, CARMEL, IN 46280-1505

Mortgage

Document Number	0000009413
Date	Mar 12, 2025
Instrument	2025009413

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 2, 2022
Property Address	1601 E 106TH ST, CARMEL, IN 46280-1505
Document Number	0000011131
Map Reference	MB 2 PG 5
Instrument Date	Feb 23, 2022
Instrument	2022011131
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1601 E 106TH ST, CARMEL, IN 46280-1505

Mortgage

Document Number	0000011132
Date	Mar 2, 2022
Instrument	2022011132

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1601 E 106TH ST, CARMEL, IN 46280-1505
Transaction Type	Mortgage
Record Updated	Oct 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017056313
Date	Nov 14, 2017
Instrument	2017056313

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$403,600 (+29.77%) Land $75,100 Building $328,500	$403,600 (+29.77%) Land $75,100 Building $328,500
2024	$3,283.00 (+18.86%)	$311,000 (+12.52%) Land $75,100 Building $235,900	$311,000 (+12.52%) Land $75,100 Building $235,900
2023	$2,762.00 (-5.54%)	$276,400 (+5.06%) Land $75,100 Building $201,300	$276,400 (+5.06%) Land $75,100 Building $201,300
2022	$2,924.00	$263,100 Land $68,800 Building $194,300	$263,100 Land $68,800 Building $194,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2008–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile.

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