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  5. Connecticut Ave

1601 Connecticut Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1601 Connecticut Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,200 sqft · built 1971
Lot Size0.161 acres (7,013 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Jun 2026)
Tax Bill$2,840 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0332-0170

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0332-0170
Alternative APNs
  • 263001000103320170
  • 79262

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area1,545 sqft
1st Floor Area840 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1984
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
Garage Area330 sqft
CarportCarport
Carport Area330 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area705 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1601 CONNECTICUT AVE
CitySAINT CLOUD
StateFL
Zip34769-4337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 332 LOTS 17 & 18 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block332
Legal Lot Number17
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1051
Census Tract43400

Owner

Source: Osceola County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2026Warranty Deed, Transfer · FHA Mortgage
AMERICAN PACIFIC MORTGAGE CORPORATION
Aug 3, 2022Warranty Deed, Transfer · FHA Mortgage
CELEBRITY HOME LOANS LLC
Jan 11, 2017Warranty Deed, Transfer · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 2026 · Amount on Record
Deed SaleJun 2, 2026 · Amount on Record
Prior SaleAug 3, 2022 · Amount on Record
Deed Document Number202671179
Deed Book / Page6979 / 2670
Prior Transfer DateJan 10, 2017
Prior Transfer Doc0050842029
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJun 2, 2026
Property Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337
Document Number0000071179
Book / Page6979 / 2670
Instrument DateMay 29, 2026
Instrument202671179
Transaction TypeTransfer
Record UpdatedJun 12, 2026
Title CompanyRDT GROUP 4 INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$201,495.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337

Mortgage

Document Number0000071180,
DateJun 2, 2026
Instrument202671180
Lender
NameAMERICAN PACIFIC MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 3, 2022
Property Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337
Document Number0062630660
Book / Page6263 / 660
Map ReferenceMB B PG 33&34
Instrument DateAug 1, 2022
Instrument2022119314
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,872.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address449 E HILLCREST ST, 449, ALTAMONTE SPRINGS, FL 32701-7834

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337

Mortgage

Document Number0006263662
DateAug 3, 2022
Instrument6263/662
Lender
NameCELEBRITY HOME LOANS LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 11, 2017
Property Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337
Document Number0050842029
Book / Page5084 / 2029
Map ReferenceMB B PG 34
Instrument DateJan 10, 2017
Instrument2017006595
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1601 CONNECTICUT AVE, 1601, SAINT CLOUD, FL 34769-4337

Transferred To (Grantee/Buyer)

NameVerified Name
Address1601 CONNECTICUT AVE, SAINT CLOUD, FL 34769-4337

Mortgage

Document Number0050842032
DateJan 11, 2017
Instrument5084/2032
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueAug 1, 2042

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,840.00 (+3.61%) Homeowner's exemption$201,587 (+5.99%)$224,300 (+17.93%) Land $46,800 Building $177,500
2024$2,741.00 (+2.81%)
2023$2,666.00 (+8.29%) Homeowner's exemption$190,200 (+28.86%) Land $34,000 Building $156,200$190,200 (+28.86%) Land $34,000 Building $156,200
2022$2,462.00$147,600 Land $30,600 Building $117,000$147,600 Land $30,600 Building $117,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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