1601 Chestnut Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1601 Chestnut Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,672 sqft · built 1956
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on Record
Last Sale	$675,000 (Nov 2025)
Tax Bill	$8,522 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00083-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`37-00083-0000-00010`
Alternative APNs	`3700139600029` `370008300010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	259 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700139600029
Street Address	1601 CHESTNUT AVE
City	OCEAN
State	NJ
Zip	07712-4277
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF05
Legal Block	83
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	4
Census Block	4009
Census Tract	806600

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1601 CHESTNUT AVE, OCEAN, NJ 07712-4277
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2024	Deed of Trust, Mortgage · Line of Credit FIRST ATLANTIC FCU
Nov 3, 2025	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Deed Document Number	202587648
Deed Book / Page	9763 / 8262
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1601 CHESTNUT AVE, OCEAN, NJ 07712-4277
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0097176630
Date	Dec 17, 2024
Book Page	9717/6630
Instrument	2024089309

Lender

Name	FIRST ATLANTIC FCU
Type	Credit Union
Address	EATONTOWN, NJ 07724

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Nov 3, 2025
Property Address	1601 CHESTNUT AVE, OCEAN, NJ 07712-4277
Document Number	0097638262
Book / Page	9763 / 8262
Instrument Date	Aug 21, 2025
Instrument	2025087648
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,802.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	180 NAPARLO AVE, NANTICOKE, PA 18634-2040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1601 CHESTNUT AVE, OCEAN, NJ 07712-4277

Mortgage

Document Number	2025087649
Date	Nov 3, 2025
Instrument	2025087649

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2055

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$689,000 (+11.49%) Land $485,800 Building $203,200	$689,000 (+11.49%) Land $485,800 Building $203,200
2025	$8,522.00 (+3.65%) Widower's exemption	$618,000 (+7.95%) Land $450,800 Building $167,200	$618,000 (+7.95%) Land $450,800 Building $167,200
2024	$8,222.00 (-0.98%)
2023		$572,500 Land $413,600 Building $158,900	$572,500 Land $413,600 Building $158,900
2022	$8,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1980–2026)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Apr 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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