1601 7th St, Des Moines, IA 50314 Property Records

Polk County property record for 1601 7th St, Des Moines, IA 50314

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,196 sqft · built 2005
Lot Size0.147 acres (6,404 sqft)
OwnerIndividual Name on File
Last Sale$184,000 (Mar 2022)
Tax Bill$3,698 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN7924-34-259-008

Property Details

APN / Parcel Number

Primary APN7924-34-259-008
Alternative APN
  • 080/05212-000-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,196 sqft Living Area
Gross Area1,794 sqft
1st Floor Area598 sqft
Upper Floors Area598 sqft
Basement Area598 sqft

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialConcrete Block
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,404 sqft (0.147 acres)
Lot Dimensions128 ft deep x 50 ft wide
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1601 7TH ST
CityDES MOINES
StateIA
Zip50314-2836
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS 50F LOT 9 BLK 4 POLK COUNTY HOMESTEAD & TRUST CO ADD
Legal SubdivisionPOLK COUNTY HOMESTEAD & TRUST CO ADD
Legal Block4
Legal Lot Number9
JurisdictionPOLK IA
Township / Civil DivisionDES MOINES
Census Block Group2
Census Block2000
Census Tract5000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Polk County Homestead and Trust Company Addition Historic District
listed 2016 · 59 contributing resources · NRIS 16000687

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1601 7th St is owned and occupied by an individual who bought it in March 2022.

Source: Polk County records, as of October 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1601 7TH ST, DES MOINES, IA 50314-2836
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Warranty Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Dec 20, 2018Deed of Trust, Mortgage · Conventional Mortgage
BANKERS TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 24, 2022 · Amount on File
Deed SaleMar 24, 2022 · Amount on File
Prior SaleSep 25, 2006 · Amount on File
Deed Document Number2022-00023234
Deed Book / Page19037 / 376
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK IA
Recording DateMar 24, 2022
Property Address1601 7TH ST, DES MOINES, IA 50314-2836
Document Number0000023234
Book / Page19037 / 376
Instrument DateMar 14, 2022
Instrument2022-00023234
Transaction TypeTransfer
Record UpdatedNov 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$293.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1601 7TH ST, DES MOINES, IA 50314-2836

Mortgage

Document Number0000023236
DateMar 24, 2022
Instrument2022-00023236
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1601 7TH ST, DES MOINES, IA 50314-2836
Document Number0000049831
Instrument DateDec 20, 2018
Transaction TypeMortgage
Record UpdatedJan 21, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1601 7TH ST DES MOINES IA 503142836, DES MOINES, IA 50314-2836

Mortgage

Document Number0000049831
DateDec 27, 2018
Book Page017196/000152
Instrument49831
Lender
NameBANKERS TR
AddressDES MOINES, IA 50309
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueDec 26, 2033

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$203,800 Land $9,500 Building $194,300$203,800 Land $9,500 Building $194,300
2024$3,698.00
2023$184,200 Land $8,400 Building $175,800$184,200 Land $8,400 Building $175,800
2020$2,918.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1601 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1601 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Google Fiber
Fiber
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
2,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 7th St

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