16009 SE 251st St, Covington (Kent), WA 98042 Property Records

King County property record for 16009 SE 251st St, Covington, WA 98042

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,610 sqft · built 2003
Lot Size0.124 acres (5,391 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Nov 2017)
Tax Bill$8,055 (2026)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN856289-0980

Property Details

APN / Parcel Number

Primary APN856289-0980
Alternative APN
  • 856289098001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,610 sqft Living Area
Gross Area3,100 sqft
1st Floor Area1,330 sqft
2nd Floor Area1,280 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area5,391 sqft (0.124 acres)
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number856289098001
Street Address16009 SE 251ST ST
CityCOVINGTON
StateWA
Zip98042-4171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6
Legal DescriptionTAMARACK
Legal Range05
Legal Township22
Legal Section23
Legal SubdivisionTAMARACK
Legal Lot Number98
JurisdictionKING WA
Township / Civil DivisionTAHOMA-MAPLE VALLEY
Census Block Group1
Census Block1003
Census Tract31705

Owner

16009 SE 251st St is owned and occupied by two individuals who bought it in November 2017.

Source: King County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address16009 SE 251ST ST, COVINGTON, WA 98042-4171
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Deed of Trust, Mortgage · Line of Credit
WASHINGTON STATE EMPLOYEES CU
Nov 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESTREET BANK
Nov 17, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2017 · Amount on File
Deed SaleNov 17, 2017 · Amount on File
Prior SaleJun 29, 2012 · Amount on File
Deed Document Number20171874
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address16009 SE 251ST ST, COVINGTON, WA 98042-4171
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000412
DateOct 8, 2025
Instrument20251008000412
Lender
NameWASHINGTON STATE EMPLOYEES CU
TypeCredit Union
AddressOLYMPIA, WA 98501
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address16009 SE 251ST ST, COVINGTON, WA 98042-4171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCW TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002037
DateNov 16, 2020
Instrument20201116002037
Lender
NameHOMESTREET BANK
TypeBank
AddressSEATTLE, WA 98101
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateNov 17, 2017
Property Address16009 SE 251ST ST, COVINGTON, WA 98042-4171
Document Number0000001874
Map ReferenceVOL197 PG31-38
Instrument DateNov 13, 2017
Instrument20171117001874
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyTICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16009 SE 251ST ST, COVINGTON, WA 98042-4171

Mortgage

Document Number0000001875
DateNov 17, 2017
Instrument20171117001875
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 16009 SE 251st St was $8,055.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalityCovington City
Unified School DistrictKent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,055.00
2025$741,000 (+3.93%) Land $295,000 Building $446,000$741,000 (+3.93%) Land $295,000 Building $446,000
2024$7,243.00$713,000 Land $284,000 Building $429,000$713,000 Land $284,000 Building $429,000
2022$7,351.00$706,000 Land $281,000 Building $425,000$706,000 Land $281,000 Building $425,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16009 SE 251st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16009 SE 251st St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DISTRICT
serves 56,172 people · EPA ID WA5341650
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

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