16009 Riverpointe Dr, Charlotte, NC 28278 Property Records

Mecklenburg County property record for 16009 Riverpointe Dr, Charlotte, NC 28278

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,706 sqft · built 1989
Lot Size0.43 acres (18,731 sqft)
Owner2 Individual Names on File
Last Sale$1,200,000 (Aug 2022)
Deeds & MortgagesAug 2022 Sale & Mortgage
May 2022 Sale
Flood ZoneZone X (minimal risk)
APN199-441-50

Property Details

APN / Parcel Number

Primary APN199-441-50

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,706 sqft Living Area
1st Floor Area2,802 sqft
Upper Floors Area1,904 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialSlate
Lot Area18,731 sqft (0.43 acres)
View / LotWaterfront
Garage Area529 sqft
PorchEnclosed/Finished Porch
Porch Area476 sqft
Deck Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16009 RIVERPOINTE DR
CityCHARLOTTE
StateNC
Zip28278-8828
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20MF
Legal DescriptionL48B1M22-417
Legal SubdivisionRIVERPOINTE MAP 03
Legal Block1
Legal Lot Number48
JurisdictionMECKLENBURG NC
Township / Civil Division3, STEELE CREEK
Census Block Group1
Census Block1025
Census Tract5908

Owner

16009 Riverpointe Dr is owned and occupied by two individuals who bought it in August 2022.

Source: Mecklenburg County records, as of September 9, 2025

Owner of Record2 Individual Names on File
Mailing Address16009 RIVERPOINTE DR, CHARLOTTE, NC 28278-8828
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 19, 2022Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2022 · Amount on File
Deed SaleAug 3, 2022 · Amount on File
Prior SaleDec 11, 2002 · Amount on File
Deed Document Number2022112912
Deed Book / Page37549 / 476
Prior Transfer DateMay 18, 2022
Prior Transfer Doc0000076864
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 3, 2022
Property Address16009 RIVERPOINTE DR, CHARLOTTE, NC 28278-8828
Document Number0000112912
Book / Page37549 / 476
Map ReferenceMB 22 PG 417
Instrument DateAug 3, 2022
Instrument2022112912
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1772 MISSION RD, YORK, SC 29745-8317

Transferred To (Grantee/Buyer)

NameVerified Name
Address16009 RIVERPOINTE DR, CHARLOTTE, NC 28278-8828

Mortgage

Document Number0000112913
DateAug 3, 2022
Instrument2022112913
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

May 2022: Deed, Transfer

Document TypeDeed
JurisdictionMECKLENBURG NC
Recording DateMay 19, 2022
Property Address16009 RIVERPOINTE DR, CHARLOTTE, NC 28278-8828
Document Number0000076864
Book / Page37355 / 388
Map ReferenceMB 22 PG 417
Instrument DateMay 18, 2022
Instrument2022076864
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1772 MISSION RD, YORK, SC 29745-8317

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$1,310,200 Land $336,600 Building $973,600$1,310,200 Land $336,600 Building $973,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16009 Riverpointe Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16009 Riverpointe Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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