Montgomery County property record for 16009 Narrows Ter, Silver Spring, MD 20906
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,781 sqft · built 1973 |
| Lot Size | 0.538 acres (23,439 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $258,000 (May 1995) |
| Tax Bill | $7,346 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01464840 |
| Primary APN | 13-01464840 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,781 sqft Living Area |
| Gross Area | 3,221 sqft |
| 1st Floor Area | 1,824 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Multi-Level |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 23,439 sqft (0.538 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01464840 |
|---|---|
| Street Address | 16009 NARROWS TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20906-1143 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | NORWOOD VILLAGE |
| Legal Subdivision | NORWOOD VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 703221 |
Source: Montgomery County records · APN 13-01464840
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16009 NARROWS TER, SILVER SPRING, MD 20906-1143 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Oct 09, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Dec 19, 2016 | Deed of Trust, Mortgage · Conventional Mortgage DITECH FIN'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 04, 1995 · Amount on Record |
| Deed Sale | May 04, 1995 · Amount on Record |
| Deed Book / Page | 13380 / 662 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16009 NARROWS TER, SILVER SPRING, MD 20906-1143 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0647050464 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 64705/464 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 176 Months |
| Due | Jul 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16009 NARROWS TER, SILVER SPRING, MD 20906-1143 |
| Document Number | 0609980465 |
| Instrument Date | Oct 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2020 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 16009 NARROWS TER SILVER SPRING MD 209061143, SILVER SPRING, MD 20906-1143 |
| Document Number | 0609980465 |
|---|---|
| Date | Nov 05, 2020 |
| Book Page | 060998/000465 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 04, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16009 NARROWS TER, SILVER SPRING, MD 20906-1143 |
| Document Number | 0537360397 |
| Book / Page | 053736 / 000397 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 16009 NARROWS TER SILVER SPRING MD 209061143, SILVER SPRING, MD 20906-1143 |
| Document Number | 0537360397 |
|---|---|
| Date | Feb 07, 2017 |
| Book Page | 053736/000397 |
| Name | DITECH FIN'L |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 06, 2032 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $664,833 (+2%) | $690,900 (+6%) Land $183,100 Building $507,800 | |
| 2025 | $7,346.00 (+34.35%) | $651,800 (+15.4%) Land $183,100 Building $468,700 | $651,800 (-) Land $183,100 Building $468,700 |
| 2023 | $564,800 | $651,800 Land $183,100 Building $468,700 | |
| 2022 | $5,468.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 11 (1978–2014) |
| Claims Outside the SFHA | 6 of 11 |
| Most Recent Claim | May 2014 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile USA.
Based on FCC filings for 147 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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