16009 Lagoon Dr, Clermont, FL 34711 Property Records

Lake County property record for 16009 Lagoon Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,392 sqft · built 2001
Lot Size	0.375 acres (16,346 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Feb 2022)
Tax Bill	$5,024 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35-22-26-0905-000-01300`

Property Details

APN / Parcel Number

Primary APN	`35-22-26-0905-000-01300`
Alternative APN	`3806941`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,392 sqft Living Area
1st Floor Area	1,256 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2023
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	16,346 sqft (0.375 acres)
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	299 sqft
Porch	Open Porch
Porch Area	24 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3806941
Street Address	16009 LAGOON DR
City	CLERMONT
State	FL
Zip	34711-6763
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNS LAKE ESTATES PHASE TWO SUB LOT 13 PB 45 PGS 89-90 ORB 5902 PG 1305
Legal Range	26E
Legal Township	22S
Legal Section	35
Legal Subdivision	JOHNS LAKE ESTATES
Legal Phase	2
Legal Tract	905
Legal Lot Number	13
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2028
Census Tract	31306

Owner

16009 Lagoon Dr is owned and occupied by an individual who bought it in February 2022.

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	16009 LAGOON DR, CLERMONT, FL 34711-6763
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 13, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2022 · Amount on File
Deed Sale	Feb 24, 2022 · Amount on File
Prior Sale	Sep 11, 2013 · Amount on File
Deed Document Number	2022025613
Deed Book / Page	5902 / 1305
Record Updated	Jun 8, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 24, 2022
Property Address	16009 LAGOON DR, CLERMONT, FL 34711-6763
Document Number	0059021305
Book / Page	5902 / 1305
Map Reference	MB 45 PG 89&90
Instrument Date	Feb 23, 2022
Instrument	2022025613
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13164 SERENE VALLEY DR, CLERMONT, FL 34711-8684

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16009 LAGOON DR, CLERMONT, FL 34711-6763

Mortgage

Document Number	0059021307
Date	Feb 24, 2022
Instrument	5902/1307

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	16009 LAGOON DR, CLERMONT, FL 34711-6763
Document Number	0052380699
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16009 LAGOON DR CLERMONT FL 347116763, CLERMONT, FL 34711-6763

Mortgage

Document Number	0052380699
Date	Feb 20, 2019
Book Page	005238/000699
Instrument	19106

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 19, 2034

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$362,202 Land $90,000 Building $272,202	$362,202 Land $90,000 Building $272,202
2024	$5,024.00 (-4.78%)
2023	$5,276.00 (+87.16%)	$354,384 (+62.37%)	$354,384 (+9.31%) Land $90,000 Building $264,384
2022	$2,819.00 Homeowner's exemption	$218,260	$324,200 Land $60,000 Building $264,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16009 Lagoon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16009 Lagoon Dr is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, T-Mobile.

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