16009 Dunbar Pl, El Cajon, CA 92021 Property Records

San Diego County property record for 16009 Dunbar Pl, El Cajon, CA 92021

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,122 sqft · built 2004
Lot Size1.71 acres (74,488 sqft)
OwnerCompany Name on Record
Last Sale$159,000 (Feb 2003)
Tax Bill$9,378 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN402-060-40-00

Property Details

APN / Parcel Number

Primary APN402-060-40-00

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,122 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area74,488 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16009 DUNBAR PL
CityEL CAJON
StateCA
Zip92021-2633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 18-15-2E SWQ PAR A PER R&T MAP 326 IN
Legal Range02E
Legal Township15
Legal Section18
Legal SubdivisionCALOVADO ESTATES
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1012
Census Tract16812

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16009 DUNBAR PL, EL CAJON, CA 92021-2633
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 6, 2003 · Amount on Record
Deed SaleFeb 6, 2003 · Amount on Record
Prior SaleDec 30, 2002 · Amount on Record
Deed Document Number2003138825
Last Transfer DateAug 4, 2014
Transfer Doc0000360609
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16009 DUNBAR PL, EL CAJON, CA 92021-2633
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011051
DateJan 9, 2017
Instrument2017-0011051
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 4, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$809,698 (+2%) Land $256,629 Building $553,069
2025$9,378.00 (+2.07%) Homeowner's exemption$793,823 (+4.04%) Land $251,598 Building $542,225
2023$9,188.00 (+1.64%) Homeowner's exemption$763,000 Land $241,829 Building $521,171
2022$9,040.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 91% of the US · above 75% of California
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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