16005 Willow Bluff Ct, Jacksonville, FL 32218 Property Records

Duval County property record for 16005 Willow Bluff Ct, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,140 sqft · built 2014
Lot Size	0.423 acres (18,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Jun 2018)
Tax Bill	$2,692 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`108095-3910`

Property Details

APN / Parcel Number

Primary APN	`108095-3910`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,140 sqft Living Area
Gross Area	4,064 sqft
1st Floor Area	3,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	18,424 sqft (0.423 acres)
View / Lot	Pond
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Finished Screened Porch
Porch Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	16005 WILLOW BLUFF CT
City	JACKSONVILLE
State	FL
Zip	32218-0143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	62-137 40-1N-27E .42 YELLOW BLUFF HIDEAWAY LOT 547
Legal Range	27E
Legal Township	01N
Legal Section	40
Legal Subdivision	YELLOW BLUFF HIDEAWAY
Legal Lot Number	547
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	2
Census Block	2011
Census Tract	10101

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Nov 10, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Mar 25, 2019	Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC
Jun 19, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2018 · Amount on Record
Deed Sale	Jun 19, 2018 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	2018144073
Deed Book / Page	18426 / 671
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Transaction Type	Mortgage
Record Updated	Apr 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number	0206441716
Date	Apr 13, 2023
Book Page	20644/1716
Instrument	2023073384

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number	0200111043
Date	Nov 10, 2021
Book Page	20011/1043
Instrument	2021301482

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number	0196380091
Date	Mar 18, 2021
Book Page	19638/91
Instrument	2021071006

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Document Number	0190840308
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 11, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16005 WILLOW BLUFF CT JACKSONVILLE FL 322180143, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number	0190840308
Date	Jan 28, 2020
Book Page	019084/000308
Instrument	21164

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 27, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Document Number	0187661815
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	May 24, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16005 WILLOW BLUFF CT JACKSONVILLE FL 322180143, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number	0187661815
Date	Apr 24, 2019
Book Page	018766/001815
Instrument	93500

Lender

Name	ACCELERATE MTG LLC
Address	NEWARK, DE 19713

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jun 19, 2018
Property Address	16005 WILLOW BLUFF CT, JACKSONVILLE, FL 32218-0143
Document Number	0184260671
Book / Page	018426 / 000671
Instrument Date	Jun 15, 2018
Instrument	144073
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16005 WILLOW BLUFF CT JACKSONVILLE FL 322180143, JACKSONVILLE, FL 32218-0143

Mortgage

Document Number	184260673
Date	Jun 19, 2018
Book Page	018426/000673
Instrument	144074

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,810 (+2.7%)	$391,422 (-0.34%) Land $80,000 Building $311,422
2025	$2,692.00 (+6.87%) Homeowner's exemption Veteran's exemption Widower's exemption	$304,587 (+5.99%)	$392,766 (-5.86%) Land $75,000 Building $317,766
2024	$2,519.00 (+4.83%)
2023	$2,403.00 (+4.25%) Homeowner's exemption Veteran's exemption Widower's exemption	$287,382 (+3%)	$417,216 (+15.6%) Land $65,000 Building $352,216
2022	$2,305.00 Homeowner's exemption Veteran's exemption Widower's exemption	$279,012	$360,925 Land $55,000 Building $305,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	2 (2017–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2019 · Hurricane Dorian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 58% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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