16005 E 5th Ln, Spokane Valley (Veradale), WA 99037 Property Records

Spokane County property record for 16005 E 5th Ln, Spokane Valley, WA 99037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,542 sqft · built 1998
Lot Size	0.178 acres (7,757 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jul 2017)
Tax Bill	$4,793 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`45242.1607`

Property Details

APN / Parcel Number

Primary APN	`45242.1607`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,542 sqft Living Area
Gross Area	3,306 sqft
1st Floor Area	1,426 sqft
Basement Area	1,396 sqft
Finished Basement	1,116 sqft
Unfinished Basement	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,757 sqft (0.178 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	16005 E 5TH LN
City	SPOKANE VALLEY
State	WA
Zip	99037-7934
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	SHELLEY LAKE P.U.D. LT 7 BLK 6
Legal Range	44E
Legal Township	25N
Legal Section	24
Legal Subdivision	SHELLEY LAKE
Legal Block	6
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1005
Census Tract	13003

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16006 E 5TH LN, SPOKANE VALLEY, WA 99037-7934
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Oct 21, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jul 21, 2017	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2017 · Amount on Record
Deed Sale	Jul 21, 2017 · Amount on Record
Prior Sale	Sep 20, 2006 · Amount on Record
Deed Document Number	20176623250
Prior Transfer Date	Feb 24, 2012
Prior Transfer Doc	0006072986
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16005 E 5TH LN, SPOKANE VALLEY, WA 99037-7934
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16005 E 5TH LN, SPOKANE VALLEY, WA 99037-7934

Mortgage

Document Number	0007176192
Date	Jan 31, 2022
Instrument	7176192

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	VERADALE, WA 99037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16005 E 5TH LN, SPOKANE VALLEY, WA 99037-7934
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006984368
Date	Oct 21, 2020
Instrument	6984368

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	16005 E 5TH LN, SPOKANE VALLEY, WA 99037-7934
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006848315
Date	Sep 30, 2019
Instrument	6848315

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 21, 2017
Property Address	16005 E 5TH LN, SPOKANE VALLEY, WA 99037-7934
Document Number	0006623250
Map Reference	VOL24 PG59-61
Instrument Date	Jul 20, 2017
Instrument	6623250
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16006 E 5TH LN, SPOKANE VALLEY, WA 99037-7934

Mortgage

Document Number	0006623251
Date	Jul 21, 2017
Instrument	6623251

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane Valley City
Unified School District	Central Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,793.00 (-0.42%)	$460,000 (-5.33%) Land $105,000 Building $355,000	$460,000 (-5.33%) Land $105,000 Building $355,000
2025	$4,813.00 (+4.06%)
2024		$485,900 (+58.64%) Land $70,000 Building $415,900	$485,900 (+58.64%) Land $70,000 Building $415,900
2023	$4,625.00 (+29.37%)	$306,300 Land $55,000 Building $251,300	$306,300 Land $55,000 Building $251,300
2022	$3,575.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERA WATER & POWER serves 24,692 people · EPA ID WA5391450
Water Source	Groundwater
Last State Inspection	Nov 2021
Lead	21 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wired or Wireless Fixed Wireless · not low latency	200 / 40
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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