16004 Gary Ave, Chester, VA 23831 Property Records

Chesterfield County property record for 16004 Gary Ave, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1977
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$273,000 (Apr 2026)
Tax Bill	$2,002 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14914150000C020`

Property Details

APN / Parcel Number

Primary APN	`14914150000C020`
Alternative APNs	`797-63-42-87-500-000` `438873000` `443175000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Finished Area
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	443175000
Street Address	16004 GARY AVE
City	CHESTER
State	VA
Zip	23831-7211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7 - SINGL
Legal Description	IVEY ACRES L 20 BK C
Legal Subdivision	IVEY ACRES
Legal Block	C
Legal Lot Number	20
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	2
Census Block	2012
Census Tract	100508

Owner

16004 Gary Ave is owned and occupied by an individual who bought it in April 2026.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	16004 GARY AVE, CHESTER, VA 23831-7211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage FIDELITY NATIONAL TITLE
Apr 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jan 19, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 26, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Apr 22, 2022 · Amount on File
Deed Document Number	202615448
Deed Book / Page	15232 / 984
Record Updated	Sep 20, 2026

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 30, 2026
Property Address	16004 GARY AVE, CHESTER, VA 23831-7211
Document Number	0000015448
Book / Page	15232 / 984
Instrument Date	Mar 19, 2026
Instrument	2026.15448
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27,573.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16004 GARY AVE, CHESTER, VA 23831-7211

Mortgage

Document Number	0000015449,
Date	Apr 30, 2026
Instrument	2026..15449

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.22%
Max Rate	-1%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 22, 2022
Property Address	16004 GARY AVE, CHESTER, VA 23831-7211
Document Number	013935-294
Book / Page	13935 / 294
Instrument Date	Apr 15, 2022
Instrument	2022018994
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16004 GARY AVE, CHESTER, VA 23831-7211

Mortgage

Document Number	2022018995
Date	Apr 22, 2022
Instrument	2022018995

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 19, 2022
Property Address	16004 GARY AVE, CHESTER, VA 23831-7211
Document Number	00013819-1
Book / Page	13819 / 1
Instrument Date	Jan 4, 2022
Instrument	2022002840
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6006 CASCADE CREEK CT, CHESTERFIELD, VA 23832-9265

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	16004 GARY AVE, CHESTER, VA 23831-7211
Document Number	11816111
Book / Page	011816 / 000111
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Dec 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	11816111
Date	Nov 15, 2017
Book Page	011816/000111
Instrument	45859

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 14, 2032

Interest

Rate Type	Fixed Rate
Rate	3.99%

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 26, 2017
Property Address	16004 GARY AVE, CHESTER, VA 23831-7211
Document Number	11602320
Book / Page	011602 / 000320
Instrument Date	Apr 26, 2017
Instrument	16226
Transaction Type	Transfer
Record Updated	May 4, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 S RADFORD DR HOPEWELL VA 238603211, HOPEWELL, VA 23860-3211

Tax Assessment & Valuation

The 2026 property tax bill for 16004 Gary Ave was $2,002.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,002.00	$222,200 (+7.5%) Land $47,000 Building $175,200	$222,200 (+7.5%) Land $47,000 Building $175,200
2025		$206,700 Land $47,000 Building $159,700	$206,700 Land $47,000 Building $159,700
2023	$1,758.00	$190,500 Land $40,000 Building $150,500	$190,500 Land $40,000 Building $150,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16004 Gary Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1999–2005)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2005 · Hurricane Katrina Evacuation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16004 Gary Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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