16000 Cambridge Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 16000 Cambridge Dr, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 1966
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on File
Last Sale$517,000 (May 2023)
Tax Bill$5,962 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Mar 2022 Mortgage
+ 2 more
Flood ZoneZone X (reduced by levee)
APN196-320-050-000

Property Details

APN / Parcel Number

Primary APN196-320-050-000
Alternative APN
  • 196-320-05

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,340 sqft Living Area
1st Floor Area1,340 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleL-Shape
Construction TypeWood
Lot Area10,019 sqft (0.23 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-320-05
Street Address16000 CAMBRIDGE DR
CityLATHROP
StateCA
Zip95330-9147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN DEC-29-1992 FROM ORIGINAL APN 195-230-05
Legal SubdivisionLATHROP VILLAGE HOMES 02
Legal Block2
Legal Lot Number50
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2041
Census Tract5130

Owner

16000 Cambridge Dr is owned and occupied by two individuals who bought it in May 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address16000 CAMBRIDGE DR, LATHROP, CA 95330-9147
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 26, 2023Grant Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 21, 2022Grant Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY
Aug 27, 2021Grant Deed, Construction Loan · Construction Mortgage
LENDINGHOME FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2023 · Amount on File
Deed SaleMay 26, 2023 · Amount on File
Prior SaleAug 27, 2021 · Amount on File
Deed Document Number202341608
Prior Transfer DateOct 15, 2007
Prior Transfer Doc0000179574
Record UpdatedOct 29, 2026

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 26, 2023
Property Address16000 CAMBRIDGE DR, LATHROP, CA 95330-9147
Document Number0000041608
Map ReferenceVOL 17 PG 83
Instrument DateMay 24, 2023
Instrument2023-041608
Transaction TypeTransfer
Record UpdatedJun 8, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address16000 CAMBRIDGE DR, LATHROP, CA 95330-9147

Mortgage

Document Number0000041609
DateMay 26, 2023
Instrument2023-041609
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address16000 CAMBRIDGE DR, LATHROP, CA 95330-9147
Transaction TypeMortgage
Record UpdatedApr 1, 2022
Title CompanyOLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1455 MONTAUBAN CT, TRACY, CA 95304-5946

Mortgage

Document Number0000036672
DateMar 18, 2022
Instrument2022-036672
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateMar 21, 2022
Property Address16000 CAMBRIDGE DR, LATHROP, CA 95330-9147
Document Number0000037002
Map ReferenceVOL 17 PG 83
Instrument DateMar 17, 2022
Instrument2022-037002
Transaction TypeTransfer
Record UpdatedApr 1, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1455 MONTAUBAN CT, 1455, TRACY, CA 95304-5946

Transferred To (Grantee/Buyer)

NameVerified Name

August 2021: Grant Deed, Construction Loan

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 27, 2021
Property Address16000 CAMBRIDGE DR, LATHROP, CA 95330-9147
Document Number0000144149
Map ReferenceVOL 17 PG 83
Instrument DateAug 25, 2021
Instrument2021-144149
Transaction TypeConstruction Loan
Record UpdatedSep 9, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address672 W 11TH ST # 330, 330, TRACY, CA 95376-3821

Mortgage

Document Number0000144150
DateAug 27, 2021
Instrument2021-144150
Lender
NameLENDINGHOME FUNDING CORP
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 16000 Cambridge Dr was $5,962 with a homeowner's exemption, down 5.4% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,962.00 (-5.37%)
2025$6,300.00 Homeowner's exemption$537,886 Land $156,060 Building $381,826
2023$4,357.00 (+1.47%)$362,100 Land $122,400 Building $239,700$455,130
2022$4,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16000 Cambridge Dr in Zone X, where a levee reduces flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16000 Cambridge Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

Nearby Properties on Cambridge Dr

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