1600 Race St, Cambridge, MD 21613 Property Records

Dorchester County property record for 1600 Race St, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,833 sqft · built 1913
Lot Size	0.417 acres (18,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$146,469 (Sep 2025)
Tax Bill	$3,866 (2026)
Deeds & Mortgages	Sep 2025 Sale Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-137834`

Property Details

APN / Parcel Number

Primary APN	`07-137834`
Alternative APNs	`7137834` `137834`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,923 sqft Total Area

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,174 sqft (0.417 acres)
Garage Type	Detached
Garage Area	1,050 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	394 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	137834
Street Address	1600 RACE ST
City	CAMBRIDGE
State	MD
Zip	21613-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 18,174 SQ. FT. 1600 RACE STREET CAMBRIDGE
Legal Subdivision	ROBBINS ESTATE CITY
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	1
Census Block	1037
Census Tract	970600

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1600 RACE ST, CAMBRIDGE, MD 21613-3012
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Deed, Transfer ATG TITLE INC
Jun 3, 2022	Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jun 3, 2022 · Amount on Record
Deed Book / Page	1967 / 449
Record Updated	Oct 29, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 22, 2025
Property Address	1600 RACE ST, CAMBRIDGE, MD 21613-3012
Document Number	0019670449
Book / Page	1967 / 449
Map Reference	MB 18 FO 28
Instrument Date	Sep 11, 2025
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Tax	$732.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1600 RACE ST, CAMBRIDGE, MD 21613-3012

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 3, 2022
Property Address	1600 RACE ST, CAMBRIDGE, MD 21613-3012
Document Number	0017470001
Book / Page	1747 / 1
Instrument Date	May 27, 2022
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	ATG TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1600 RACE ST, CAMBRIDGE, MD 21613-3012

Mortgage

Document Number	0001747010
Date	Jun 3, 2022
Instrument	1747-010

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,866.00 (+24.07%)	$206,933 (+24.73%)	$289,000 (+74.2%) Land $22,400 Building $266,600
2025	$3,116.00 (+24.64%)	$165,900 (+22.62%) Land $22,400 Building $143,500	$165,900 (-) Land $22,400 Building $143,500
2023	$2,500.00	$135,300	$165,900 Land $22,400 Building $143,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2003 · Hurricane Isabel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 70% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Bay Country Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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