1600 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1600 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,148 sqft · built 1953
Lot Size	0.089 acres (3,860 sqft)
Owner	Company Name on File
Last Sale	$1,900,000 (Jan 2018)
Tax Bill	$22,924 (2025)
Deeds & Mortgages	Jun 2023 Transfer Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064-236-001`

Property Details

APN / Parcel Number

Primary APN	`064-236-001`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Lot Area	3,860 sqft (0.089 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	1600 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20
Legal Description	PR BCH 2 BL 7 LT 1
Legal Subdivision	PASO ROBLES BEACH
Legal Tract	2
Legal Block	7
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3010
Census Tract	10504

Owner

1600 Pacific Ave is owned by a company that acquired it in May 2023.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	6376 N VAN NESS BLVD, FRESNO, CA 93711-1242
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 11, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Apr 11, 2017	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE
Apr 11, 2017	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Apr 11, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2018 · Amount on File
Deed Sale	Jan 25, 2018 · Amount on File
Prior Sale	Jan 24, 2018 · Amount on File
Deed Document Number	20183053
Last Transfer Date	May 3, 2023
Transfer Doc	0000015371
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 2, 2023
Property Address	1600 PACIFIC AVE, CAYUCOS, CA 93430-1608
Document Number	0000015371
Map Reference	MB 3 PG 108
Instrument Date	May 3, 2023
Instrument	2023015371
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	6376 N VAN NESS BLVD, FRESNO, CA 93711-1242

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	1600 PACIFIC AVE, CAYUCOS, CA 93430-1608
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6376 N VAN NESS BLVD, FRESNO, CA 93711-1242

Mortgage

Document Number	0000052523
Date	Sep 23, 2020
Instrument	2020052523

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2017
Property Address	1600 PACIFIC AVE, CAYUCOS, CA 93430-1608
Document Number	0000015796
Instrument Date	Feb 28, 2017
Instrument	15796
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	530 4TH AVE W #409 SEATTLE WA 981195913, 409, SEATTLE, WA 98119-5913

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2017
Property Address	1600 PACIFIC AVE, CAYUCOS, CA 93430-1608
Document Number	0000015797
Instrument Date	Feb 27, 2017
Instrument	15797
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	307 OAK GROVE CT PASO ROBLES CA 934465824, PASO ROBLES, CA 93446-5824

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2017
Property Address	1600 PACIFIC AVE, CAYUCOS, CA 93430-1608
Document Number	0000015798
Map Reference	MB3 PG108
Instrument Date	Feb 24, 2017
Instrument	2017015798
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6376 N VAN NESS BLVD, FRESNO, CA 93711-1242

Mortgage

Document Number	0000015799
Date	Apr 11, 2017
Instrument	2017015799

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 11, 2017
Property Address	1600 PACIFIC AVE, CAYUCOS, CA 93430-1608
Document Number	0000015795
Instrument Date	Feb 16, 2017
Instrument	15795
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 230520 ENCINITAS CA 920230520, ENCINITAS, CA 92023-0520

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Pacific Ave was $22,924.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,249,207 (+2%) Land $2,012,451 Building $236,756
2025	$22,924.00	$2,205,106 Land $1,972,992 Building $232,114
2023	$22,502.00 (+1.69%)	$2,119,480 Land $1,896,379 Building $223,101
2022	$22,127.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1600 Pacific Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1600 Pacific Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pacific Ave

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