1600 N Main St, Nappanee, IN 46550 Property Records

Elkhart County property record for 1600 N Main St, Nappanee, IN 46550

Property Summary

Property TypeCommercial Office
Details28,922 sqft · built 1988
Lot Size4.85 acres (211,658 sqft)
OwnerCompany Name on Record
Last Sale$14,050 (Jul 2014)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN20-13-25-200-003.000-021

Property Details

APN / Parcel Number

Primary APN20-13-25-200-003.000-021
Alternative APN
  • 1325200003021

Interior

Stories2 Stories
Building Area28,922 sqft Total Area

Exterior

Year BuiltBuilt 1988
Exterior MaterialMetal
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area211,658 sqft (4.85 acres)
Shed1 Shed
Shed Area165 sqft

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number1325200003021
Old Parcel Number1325200003021
Street Address1600 N MAIN ST
CityNAPPANEE
StateIN
Zip46550-9368
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeZO01
Legal DescriptionPT IN SE COR E1/2 NE1/4 EX .141A ROW SEC 25 4.859A
JurisdictionELKHART IN
Township / Civil DivisionLOCKE
Census Block Group1
Census Block1059
Census Tract1100

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1600 N MAIN ST, NAPPANEE, IN 46550-9368
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 28, 2014 · Amount on Record
Deed SaleJul 28, 2014 · Amount on Record
Deed Document Number2014-13711
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKHART IN
Property Address1600 N MAIN ST, NAPPANEE, IN 46550-9368
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018603
DateAug 19, 2020
Instrument2020-18603
Lender
NameLAKE CITY BANK
TypeBank
AddressWARSAW, IN 46581
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueAug 1, 2025
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionLocke Township
MunicipalityNappanee City
Unified School DistrictWa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,656,700 (+1.35%) Land $98,200 Building $1,558,500$1,656,700 (+1.35%) Land $98,200 Building $1,558,500
2024Additional exemption filed$1,634,600 (+19.53%) Land $98,200 Building $1,536,400$1,634,600 (+19.53%) Land $98,200 Building $1,536,400
2023$1,367,500 (-0.93%) Land $98,200 Building $1,269,300$1,367,500 (-0.93%) Land $98,200 Building $1,269,300
2022Additional exemption filed$1,380,400 Land $88,900 Building $1,291,500$1,380,400 Land $88,900 Building $1,291,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Most Recent ClaimFeb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPPANEE WATER UTILITY
serves 6,800 people · EPA ID IN5220016
Water SourceGroundwater
Last State InspectionFeb 2026
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
New Paris Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Mercury Fiber
Fixed Wireless
150 / 20

May also be available: Fourway, Verizon.

Nearby Properties on N Main St

Nearby Streets

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