1600 Merced St, Richmond, CA 94804 Property Records

Contra Costa County property record for 1600 Merced St, Richmond, CA 94804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,004 sqft · built 1943
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$45,000 (Dec 2008)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`508-260-015-5`

Property Details

APN / Parcel Number

Primary APN	`508-260-015-5`
Alternative APN	`508-260-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,004 sqft Living Area
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1948
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	447 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1600 MERCED ST
City	RICHMOND
State	CA
Zip	94804-5035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	RICHMOND ANNEX LOTS 26 & 27 BLK 28
Legal Subdivision	RICHMOND ANX
Legal Block	28
Legal Lot Number	26,27
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2014
Census Tract	383000

Owner

1600 Merced St is owned and occupied by an individual who acquired it in April 2014.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	1600 MERCED ST, RICHMOND, CA 94804-5035
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2008 · Amount on File
Deed Sale	Dec 9, 2008 · Amount on File
Deed Document Number	2008264987
Last Transfer Date	Apr 24, 2014
Transfer Doc	0000067583
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1600 MERCED ST, RICHMOND, CA 94804-5035
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	TSI TITLE CA INC CERRITOS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055023
Date	Mar 30, 2017
Instrument	2017-055023

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1600 MERCED ST, RICHMOND, CA 94804-5035
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000117021
Date	Jul 26, 2019
Instrument	2019-117021

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	1600 MERCED ST, RICHMOND, CA 94804-5035
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 MERCED ST, RICHMOND, CA 94804-5035

Mortgage

Document Number	0000304770
Date	Nov 1, 2021
Instrument	2021-304770

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Merced St was $1,788.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$59,106 (+2%) Land $24,681 Building $34,425
2025	$1,788.00	$57,948 Land $24,198 Building $33,750
2023	$1,722.00 (+3.92%)	$55,700 Land $23,259 Building $32,441
2022	$1,657.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1600 Merced St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1600 Merced St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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