Burke County property record for 1600 Main St E, Valdese, NC 28690
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,558 sqft · built 1927 |
| Lot Size | 0.95 acres (41,382 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $88,500 (Jan 2008) |
| Tax Bill | $2,303 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2743559213 |
| Primary APN | 2743559213 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,558 sqft Living Area |
| 1st Floor Area | 1,558 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 41,382 sqft (0.95 acres) |
| Garage Type | Carport |
| Garage Area | 520 sqft |
| Carport | Carport |
| Carport Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 818 sqft |
| Canopy | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1600 MAIN ST E |
|---|---|
| City | VALDESE |
| State | NC |
| Zip | 28690-8731 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 RESIDE |
| Legal Description | 1600 MAIN ST E VALDESE, NC 28690 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 20901 |
Source: Burke County records · APN 2743559213
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1600 MAIN ST E, VALDESE, NC 28690-8731 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Jan 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Dec 05, 2018 | Deed of Trust, Mortgage · ARM FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 2008 · Amount on Record |
| Deed Sale | Jan 04, 2008 · Amount on Record |
| Deed Document Number | 2008147 |
| Deed Book / Page | 1729 / 988 |
| Last Transfer Date | Feb 22, 2016 |
| Transfer Doc | 0022620455 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1600 MAIN ST E, VALDESE, NC 28690-8731 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | STEWART TITLE GURANTY, STEWART TITLE GUARANTY |
| Name | Verified Name |
|---|---|
| Address | 1600 MAIN ST E, VALDESE, NC 28690-8731 |
| Document Number | 0026140271 |
|---|---|
| Date | Apr 04, 2022 |
| Book Page | 2614/271 |
| Instrument | 2021019446 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1600 MAIN ST E, VALDESE, NC 28690-8731 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON LOA |
| Name | Verified Name |
|---|---|
| Address | 1600 MAIN ST E, VALDESE, NC 28690-8731 |
| Document Number | 0025980501 |
|---|---|
| Date | Jan 19, 2022 |
| Book Page | 2598/501 |
| Instrument | 2022016334 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 1600 MAIN ST E, VALDESE, NC 28690-8731 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023780657 |
|---|---|
| Date | Dec 05, 2018 |
| Book Page | 2378/0657 |
| Instrument | 2017022610 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 6.37% |
| Index | 1-Year LIBOR |
| Max Rate | 10.3% |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Valdese Town |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,303.00 (-9.15%) | $226,467 (-) Land $25,249 Building $201,218 | $226,467 (-) Land $25,249 Building $201,218 |
| 2023 | $2,535.00 | $226,467 Land $25,249 Building $201,218 | $226,467 Land $25,249 Building $201,218 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Foothills Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF VALDESE serves 13,571 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures