Osceola County property record for 1600 Flounder St, Saint Cloud, FL 34771
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 2018 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $48,000 (Mar 2003) |
| Tax Bill | $2,399 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 95495 |
| Primary APN | 95495 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Heated Area |
| Gross Area | 1,456 sqft |
| 1st Floor Area | 1,431 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 80 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 95495 |
|---|---|
| Street Address | 1600 FLOUNDER ST |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ORMH |
| Legal Description | PINE GROVE REP 3 PB 01 PG 328 LOTS 351, 352 & 353 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | PINE GROVE PK REPL 3 |
| Legal Tract | 4750 |
| Legal Block | 1 |
| Legal Lot Number | 351-353 352 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 43801 |
Source: Osceola County records · APN 95495
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1600 FLOUNDER ST, SAINT CLOUD, FL 34771-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2018 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Oct 23, 2017 | Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 06, 2003 · Amount on Record |
| Deed Sale | Mar 06, 2003 · Amount on Record |
| Prior Sale | Dec 20, 1995 · Amount on Record |
| Deed Document Number | 0220602721 |
| Deed Book / Page | 02206 / 02721 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1600 FLOUNDER ST, SAINT CLOUD, FL 34771-9730 |
| Document Number | 0054102826 |
| Instrument Date | Sep 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1600 FLOUNDER ST ST CLOUD FL 347719730, ST CLOUD, FL 34771-9730 |
| Document Number | 0054102826 |
|---|---|
| Date | Oct 02, 2018 |
| Book Page | 005410/002826 |
| Instrument | 147893 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | KISSIMMEE, FL 34741 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1600 FLOUNDER ST, SAINT CLOUD, FL 34771-9730 |
| Document Number | 0052431493 |
| Instrument Date | Oct 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1600 FLOUNDER ST ST CLOUD FL 347719730, ST CLOUD, FL 34771-9730 |
| Document Number | 0052431493 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 005243/001493 |
| Instrument | 167202 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | 1 COURTHOUSE SQ # 4700, KISSIMMEE, FL 34741-5440 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Nov 21, 2027 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,399.00 (+8.75%) Homeowner's exemption | $158,274 (+5.99%) | $325,600 (-2.05%) Land $40,000 Building $285,600 |
| 2023 | $2,206.00 (+5.75%) Homeowner's exemption | $149,334 (+3%) | $332,400 (+37.7%) Land $40,000 Building $292,400 |
| 2022 | $2,086.00 Homeowner's exemption | $144,985 | $241,400 Land $27,600 Building $213,800 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 192 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 192 in force |
| Nearby Flood Claims | 6 (2002–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Wildfire Risk | Moderate above 59% of the US · lower than 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 66 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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