1600 Ewingtown Rd, Chestertown, MD 21620 Property Records

Queen Anne's County property record for 1600 Ewingtown Rd, Chestertown, MD 21620

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,364 sqft · built 1920
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Oct 2018)
Tax Bill	$2,999 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-015771`

Property Details

APN / Parcel Number

Primary APN	`07-015771`
Alternative APNs	`7015771` `015771`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,364 sqft Total Area
Basement Area	560 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Stable	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	015771
Street Address	1600 EWINGTOWN RD
City	CHESTERTOWN
State	MD
Zip	21620-2480
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	4.00 ACRES E/SIDE EWINGTOWN ROAD N/EWINGTOWN
Legal Subdivision	LANDS CAROLINE LIBERSKY
Jurisdiction	QUEEN ANNE'S MD
Township / Civil Division	7, CRUMPTON
Census Block Group	1
Census Block	1020
Census Tract	810100

Owner

Source: Queen Anne's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1600 EWINGTOWN RD, CHESTERTOWN, MD 21620-2480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CHESAPEAKE BANK & TRUST COMPANY
Oct 16, 2018	Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK & TRUST COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on Record
Deed Sale	Oct 16, 2018 · Amount on Record
Prior Sale	Nov 22, 2005
Deed Book / Page	2982 / 252
Transfer Doc	0014830683
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	QUEEN ANNE'S MD
Property Address	1600 EWINGTOWN RD, CHESTERTOWN, MD 21620-2480
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033020059
Date	Apr 8, 2020
Book Page	3302/59

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank
Address	CHESTERTOWN, MD 21620

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	QUEEN ANNE'S MD
Recording Date	Oct 16, 2018
Property Address	1600 EWINGTOWN RD, CHESTERTOWN, MD 21620-2480
Document Number	0029820252
Book / Page	2982 / 252
Instrument Date	Oct 5, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	600 EWINGTOWN RD, CHESTERTOWN, MD 21620

Mortgage

Document Number	0002982258
Date	Oct 16, 2018
Instrument	2982/258

Lender

Name	CHESAPEAKE BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Queen Anne's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Queen Anne's County
Unified School District	Queen Annes County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$363,567 (+4.59%)	$395,500 (+13.78%) Land $145,000 Building $250,500
2025	$2,999.00 (+12.53%) Homeowner's exemption	$347,600 (+10.35%) Land $105,000 Building $242,600	$347,600 (-) Land $105,000 Building $242,600
2023	$2,665.00 Homeowner's exemption	$315,000	$347,600 Land $105,000 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	12 (1999–2011)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Oct 2011 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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