1600 E 48th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 1600 E 48th St, Chattanooga, TN 37407

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,358 sqft · built 1920
Lot Size0.134 acres (5,850 sqft)
OwnerIndividual Name on Record
Last Sale$36,660 (Jul 2018)
Tax Bill$316 (2025)
Deeds & MortgagesNov 2025 Mortgage
Jul 2020 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN168P F 018

Property Details

APN / Parcel Number

Primary APN168P F 018
Alternative APN
  • 0000112495

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,358 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,850 sqft (0.134 acres)
Lot Dimensions130 ft deep x 45 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000112495
Street Address1600 E 48TH ST
CityCHATTANOOGA
StateTN
Zip37407-3221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 11 BLK 9 BOULEVARD PARK ADDN PB 5 PG 50
Legal SubdivisionBOULEVARD PARK ADDN
Legal Block9
Legal Lot Number11
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group1
Census Block1084
Census Tract2300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2821 HARBIN LN, CHATTANOOGA, TN 37415-6121
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed of Trust, Mortgage · Non-Conforming Investor Loan
TENNESSEE VALLEY FCU
Jul 27, 2020Deed of Trust, Mortgage · Line of Credit
TENNESSEE VLY FCU
May 3, 2019Grant Deed, Transfer · Conventional with PMI
COMMUNITY NAT'L BK
Sep 6, 2018Grant Deed, Transfer
OTHER
Jul 19, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2018 · Amount on Record
Deed SaleJul 19, 2018 · Amount on Record
Prior SaleNov 2, 2006 · Amount on Record
Deed Document Number2018172
Deed Book / Page11404 / 986
Prior Transfer DateOct 21, 2008
Prior Transfer Doc0719000172
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1600 E 48TH ST, CHATTANOOGA, TN 37407-3221
Transaction TypeMortgage
Record UpdatedNov 20, 2025
Title CompanyTITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 HARBIN LN, CHATTANOOGA, TN 37415-6121

Mortgage

Document Number0000000144
DateNov 10, 2025
Book Page14102/514
Instrument2025111000144
Lender
NameTENNESSEE VALLEY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeNon-Conforming Investor Loan
AmountAmount Recorded
Term60 Months
DueNov 6, 2030

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address1600 E 48TH ST, CHATTANOOGA, TN 37407-3221
Document Number0728000251
Instrument DateJul 27, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2821 HARBIN LN CHATTANOOGA TN 374156121, CHATTANOOGA, TN 37415-6121

Mortgage

Document Number0728000251
DateJul 28, 2020
Book Page012091/000660
Instrument200728000251
Lender
NameTENNESSEE VLY FCU
TypeCredit Union
AddressCHATTANOOGA, TN 37402
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateMay 3, 2019
Property Address1600 E 48TH ST, CHATTANOOGA, TN 37407-3221
Document Number0503000168
Book / Page011631 / 000931
Instrument DateMay 2, 2019
Instrument190503000168
Transaction TypeTransfer
Record UpdatedMay 27, 2019
Title CompanyALLIANCE TITLE COMPANY, ALLIANCE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$106.93
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address92 REYNOLDS DR ROSSVILLE GA 307414898, ROSSVILLE, GA 30741-4898

Mortgage

Document Number509000115
DateMay 3, 2019
Book Page011636/000623
Instrument190509000115
Lender
NameCOMMUNITY NAT'L BK
TypeBank
AddressRINGGOLD, GA 30736-1245
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateSep 6, 2018
Property Address1600 E 48TH ST, CHATTANOOGA, TN 37407-3221
Document Number0906000070
Book / Page011446 / 000335
Instrument DateSep 6, 2018
Instrument180906000070
Transaction TypeTransfer
Record UpdatedOct 1, 2018
Title CompanyOTHER

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

July 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionHAMILTON TN
Recording DateJul 19, 2018
Property Address1600 E 48TH ST, CHATTANOOGA, TN 37407-3221
Document Number0719000172
Book / Page011404 / 000986
Instrument DateJul 17, 2018
Instrument180719000172
Transaction TypeForeclosure
Record UpdatedAug 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$135.64
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1600 E 48TH ST CHATTANOOGA TN 374073221, CHATTANOOGA, TN 37407-3221

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$316.00 (+22.48%)$20,850 (+80.52%)$83,400 (+80.52%) Land $25,000 Building $58,400
2024$258.00$11,550 (-)$46,200 (-) Land $10,000 Building $36,200
2023$258.00$11,550 (-)$46,200 (-) Land $10,000 Building $36,200
2022$258.00$11,550$46,200 Land $10,000 Building $36,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 26 policies
Nearby Flood Policies26 in force
Nearby Flood Claims28 (1980–2012)
Claims Outside the SFHA8 of 28
Most Recent ClaimSep 2012 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2004 · 3 claims
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 8 claims
  • Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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