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1600 E 10th St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1600 E 10th St, Saint Cloud, FL 34771 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1985
Square Footage3,352 sqft Living Area
Lot Size108,028 sqft (2.48 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2017)
Tax Bill$9,005.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-26-31-0000-0012-0000
Alternative APNs
  • 263106000000120000
  • 96055

Interior

Bedrooms3 Beds
Full Baths3 Baths
Building Area3,352 sqft Living Area
Gross Area4,082 sqft Gross Area
1st Floor2,676 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick Exterior
Construction TypeBrick Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area108,028 sqft (2.48 acres)
Parking Spaces3 Parking Spaces
Garage Area837 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area616 sqft Pool
Deck Area428 sqft Deck
Porch Area1,406 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1600 E 10TH ST
CitySAINT CLOUD
StateFL
Zip34771-4811
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM AT W/L ASHLEY OAKS II PB 9 PG 154 & NLY R/W 10TH ST, W 97.40 FT, W 1109.46 FT, N 808.37 FT, N 88 DEG E 495.07 FT, N 90.01 FT TO POB; CONT N 219.84 FT, W 500 FT, S 210 FT MOL TO PT W OF POB, E 500 FT MOL TO POB
Legal Range31E
Legal Township26S
Legal Section06
Legal SubdivisionACREAGE & UNREC
Legal Tract0000
Legal Block12
Legal Lot Number12
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2008
Census Tract43600

Owner

Source: Osceola County records · APN 06-26-31-0000-0012-0000

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2020Deed of Trust, Mortgage · Conventional Mortgage
LENDERFI INC
Jul 22, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LENDERFI
Jan 14, 2019Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LENDERFI
Jun 23, 2018Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
LENDERFI
Dec 19, 2017Warranty Deed, Transfer
EQUITABLE TITLE/CELEBRATION

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2017 · Amount on Record
Deed SaleDec 19, 2017 · Amount on Record
Prior SaleMay 27, 1997 · Amount on Record
Deed Doc Number2017180542
Deed Book / Page5256 / 2167
Record RefreshedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMROCK TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811

Mortgage

Document Number0058240435
DateNov 02, 2020
Book Page5824/435
Instrument2020148366
Lender
NameLENDERFI INC
TypeLending Institution
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811
Document Number0055631695
Instrument DateJul 22, 2019
Transaction TypeMortgage
Record UpdatedAug 20, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1600 E 10TH ST ST CLOUD FL 347714811, ST CLOUD, FL 34771-4811

Mortgage

Document Number0055631695
DateJul 29, 2019
Book Page005563/001695
Instrument96991
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 28, 2049

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811
Document Number0054652941
Instrument DateJan 14, 2019
Transaction TypeMortgage
Record UpdatedFeb 11, 2019
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1600 E 10TH ST ST CLOUD FL 347714811, ST CLOUD, FL 34771-4811

Mortgage

Document Number0054652941
DateJan 22, 2019
Book Page005465/002941
Instrument8465
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 21, 2049

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811
Document Number0053650814
Instrument DateJun 23, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyOTHER

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1600 E 10TH ST ST CLOUD FL 347714811, ST CLOUD, FL 34771-4811

Mortgage

Document Number0053650814
DateJul 11, 2018
Book Page005365/000814
Instrument105914
Lender
NameLENDERFI
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 10, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateDec 19, 2017
Property Address1600 E 10TH ST, SAINT CLOUD, FL 34771-4811
Document Number0052562167
Book / Page005256 / 002167
Instrument DateDec 04, 2017
Instrument180542
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanyEQUITABLE TITLE/CELEBRATION

Transaction

AmountAmount Recorded
Tax$2,940.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1600 E 10TH ST ST CLOUD FL 347714811, ST CLOUD, FL 34771-4811

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,005.00 (+16.4%)$512,500 (+9.46%) Land $69,400 Building $443,100$512,500 (+9.46%) Land $69,400 Building $443,100
2023$7,736.00 (+14.47%)$468,200 (+24.92%) Land $69,400 Building $398,800$468,200 (+24.92%) Land $69,400 Building $398,800
2022$6,758.00$374,800 Land $69,400 Building $305,400$374,800 Land $69,400 Building $305,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 56% of the US · above 27% of Florida
Wildfire LikelihoodAbout 1 in 699 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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