1600 Dilloway Dr, Midland, MI 48640 Property Records

Midland County property record for 1600 Dilloway Dr, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 624 sqft · built 1940
Lot Size	0.19 acres (8,276 sqft)
Owner	Trust Name on File
Last Sale	$110,000 (Jan 2023)
Tax Bill	$3,453 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-70-132`

Property Details

APN / Parcel Number

Primary APN	`14-04-70-132`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	624 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	139 ft deep x 60 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1600 DILLOWAY DR
City	MIDLAND
State	MI
Zip	48640-2787
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-1
Legal Description	LOT 40 CUTLER SUB RESERVING UNTO GRANTOR A LIFE ESTATE
Legal Subdivision	CUTLER SUB
Legal Lot Number	40
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	1
Census Block	1005
Census Tract	290901

Owner

1600 Dilloway Dr is owner-occupied and held in a trust since June 2024.

Source: Midland County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	1600 DILLOWAY DR, MIDLAND, MI 48640-2787
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage MEMBERS FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2023 · Amount on File
Deed Sale	Jan 13, 2023 · Amount on File
Deed Book / Page	1662 / 776
Last Transfer Date	Jun 7, 2024
Transfer Doc	001673/164
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Recording Date	Oct 2, 2026
Property Address	1600 DILLOWAY DR, MIDLAND, MI 48640-2787
Document Number	0000009608
Instrument Date	Oct 1, 2026
Instrument	20269608
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1413 DILLOWAY DR, MIDLAND, MI 48640-2776

Mortgage

Document Number	0000009608,
Date	Oct 2, 2026
Instrument	20269608

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jan 13, 2023
Property Address	1600 DILLOWAY DR, MIDLAND, MI 48640-2787
Document Number	001662/776
Book / Page	1662 / 776
Map Reference	LB B PG 34
Instrument Date	Jan 11, 2023
Transaction Type	Transfer
Record Updated	Jan 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 DILLOWAY DR, MIDLAND, MI 48640-2787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1100 PEPPERIDGE CT, MIDLAND, MI 48640-2717

Mortgage

Document Number	0001662777
Date	Jan 13, 2023
Instrument	1662/777

Lender

Name	MEMBERS FIRST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Dilloway Dr was $3,453, down 3.4% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,600 (+2.84%)	$123,200 (+2.84%)
2025	$3,453.00 (-3.36%)	$59,900	$119,800
2024	$3,573.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1600 Dilloway Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1600 Dilloway Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Omni Fiber.

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