1600 Cummins Ferry Rd, Salvisa, KY 40372 Property Records

Mercer County property record for 1600 Cummins Ferry Rd, Salvisa, KY 40372

Property Summary

Property TypeSingle Family Home
Lot Size5.01 acres (218,236 sqft)
Owner2 Individual Names on File
Last Sale$39,500 (Feb 2017)
Tax Bill$767 (2025)
Deeds & MortgagesFeb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN063.00-00008.02

Property Details

APN / Parcel Number

Primary APN063.00-00008.02
Alternative APN
  • 21101

Exterior

Lot Area218,236 sqft (5.01 acres)
TerrainRolling

Location & Zoning

Account Number21101
Street Address1600 CUMMINS FERRY RD
CitySALVISA
StateKY
Zip40372-9309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCUMMINS FERRY RD TRACT 2
Legal SubdivisionLAWSON PROP
Legal Tract2
JurisdictionMERCER KY
Township / Civil DivisionSALVISA-MCAFEE
Census Block Group4
Census Block4004
Census Tract960100

Owner

1600 Cummins Ferry Rd is owned and occupied by two individuals who bought it in February 2017.

Source: Mercer County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address1600 CUMMINS FERRY RD, SALVISA, KY 40372-9309
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2017 · Amount on File
Deed SaleFeb 6, 2017 · Amount on File
Prior SaleApr 12, 2006 · Amount on File
Deed Document Number20178453
Deed Book / Page352 / 445
Record UpdatedSep 20, 2026

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionMERCER KY
Recording DateFeb 6, 2017
Property Address1600 CUMMINS FERRY RD, SALVISA, KY 40372-9309
Document Number00D352/445
Book / PageD352 / 445
Instrument DateJan 16, 2017
Instrument178453
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount on Record
Tax$39.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1384 PERRYVILLE RD, HARRODSBURG, KY 40330-9668

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 CUMMINS FERRY RD, SALVISA, KY 40372-9309

Mortgage

Document Number00M643/807
DateFeb 6, 2017
Book PageM643/807
Instrument178454
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
AddressMARYVILLE, TN 37804
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Cummins Ferry Rd was $767, down 42.9% from the year before.

Source: Mercer County assessment roll, as of January 13, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyMercer County
Unified School DistrictMercer County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$767.00 (-42.93%)$157,100 Land $39,500 Building $117,600$157,100 Land $39,500 Building $117,600
2024$1,344.00 (-0.88%)
2023$1,356.00$112,500$112,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1600 Cummins Ferry Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2015–2025)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1600 Cummins Ferry Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MERCER WATER DISTRICT
serves 9,775 people · EPA ID KY0840321
Water SourcePurchased surface water from several systems
Last State InspectionApr 2023
Lead4 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2021
E. coli
resolved · Jun 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
All Points Broadband
Fixed Wireless
10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cummins Ferry Rd

Nearby Streets

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