1600 Canopy Oaks Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1600 Canopy Oaks Ct, Saint Cloud, FL 34771

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,388 sqft · built 2013
Lot Size	0.51 acres (22,215 sqft)
Owner	Company Name on Record
Last Sale	$1,450,000 (Mar 2022)
Tax Bill	$15,076 (2025)
Deeds & Mortgages	Apr 2023 Transfer Mar 2022 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`17-25-31-3164-0001-0270`

Property Details

APN / Parcel Number

Primary APN	`17-25-31-3164-0001-0270`
Alternative APNs	`253117316400010270` `157602`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,388 sqft Living Area
Gross Area	5,339 sqft
1st Floor Area	3,384 sqft
Upper Floors Area	940 sqft
Attic	Attic
Attic Area	64 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	22,215 sqft (0.51 acres)
Lot Dimensions	150 ft deep x 97 ft wide
Garage Type	Attached
Garage Area	612 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	330 sqft
Pool House	400 sqft
Porch	Florida Room
Porch Area	403 sqft
Deck Area	790 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1600 CANOPY OAKS CT
City	SAINT CLOUD
State	FL
Zip	34771-8885
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	EAST LAKE PARK PH 3-5 PB 20 PG 64-68 LOT 27
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	EAST LAKE PARK PHS 3-5
Legal Phase	3-5
Legal Tract	3164
Legal Block	270
Legal Lot Number	27
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1000
Census Tract	43600

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Nov 18, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 13, 2021	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 3, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Dec 1, 2016 · Amount on Record
Deed Document Number	202251836
Deed Book / Page	6184 / 1414
Prior Transfer Date	Nov 9, 2021
Prior Transfer Doc	0060892456
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2023
Property Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885
Document Number	0063881985
Book / Page	6388 / 1985
Map Reference	MB 20 PG 64
Instrument Date	Apr 14, 2023
Instrument	2023044100
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 31, 2022
Property Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885
Document Number	0061841414
Book / Page	6184 / 1414
Map Reference	MB 20 PG 64
Instrument Date	Mar 23, 2022
Instrument	2022051836
Transaction Type	Transfer
Record Updated	Apr 13, 2022
Title Company	WATSON TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 CENTER CT, 5005, SAINT CLOUD, FL 34772-8775

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885

Mortgage

Document Number	0061841416
Date	Mar 31, 2022
Instrument	6184/1416

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Apr 1, 2025
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	12.3%

November 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 18, 2021
Property Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885
Document Number	0060892456
Book / Page	6089 / 2456
Map Reference	MB 20 PG 64
Instrument Date	Nov 9, 2021
Instrument	2021179389
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 S ROSE AVE # AVE8, 20, KISSIMMEE, FL 34741-5400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 13, 2021
Property Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885
Document Number	0060220870
Book / Page	6022 / 870
Map Reference	MB 20 PG 64
Instrument Date	Aug 2, 2021
Instrument	2021125728
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	114 JUNIPER LN, 114, LONGWOOD, FL 32779-4909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	106 BROADWAY STE A, A, KISSIMMEE, FL 34741-5700

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 3, 2017
Property Address	1600 CANOPY OAKS CT, SAINT CLOUD, FL 34771-8885
Document Number	0050971514
Book / Page	005097 / 001514
Instrument Date	Dec 30, 2016
Instrument	19556
Transaction Type	Transfer
Record Updated	Feb 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	124 WAX MYRTLE DR SANFORD FL 327735640, SANFORD, FL 32773-5640

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,076.00 (+0.88%) Homeowner's exemption	$1,077,600 (+1.86%) Land $260,000 Building $817,600	$1,077,600 (+1.86%) Land $260,000 Building $817,600
2024	$14,945.00 (+0.75%)
2023	$14,834.00 (+26.6%) Homeowner's exemption	$1,057,900 (+32.72%) Land $260,000 Building $797,900	$1,057,900 (+32.72%) Land $260,000 Building $797,900
2022	$11,717.00	$797,100 Land $165,000 Building $632,100	$797,100 Land $165,000 Building $632,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	61.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 278 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	278 in force
Nearby Flood Claims	24 (1994–2022)
Claims Outside the SFHA	2 of 24
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Xfinity.

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