1600 Bluff Ave, Saint Charles, MN 55972 Property Records

Winona County property record for 1600 Bluff Ave, Saint Charles, MN 55972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,008 sqft · built 1912
Lot Size1.07 acres (46,653 sqft)
Owner2 Individual Names on Record
Last Sale$443,500 (Dec 2024)
Tax Bill$4,250 (2026)
Deeds & MortgagesJun 2020 Transfer
APN29.000.1470

Property Details

APN / Parcel Number

Primary APN29.000.1470

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,008 sqft Living Area
1st Floor Area896 sqft
Basement Area216 sqft
Unfinished Basement216 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1912
Effective Year BuiltEffective 2002
Exterior MaterialOther
Construction TypeMetal Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area46,653 sqft (1.07 acres)
Lot Dimensions214 ft deep x 218 ft wide
Garage TypeDetached
Garage Area960 sqft
PorchOpen Porch
Porch Area720 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1600 BLUFF AVE
CitySAINT CHARLES
StateMN
Zip55972-1552
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-30 TWP-106 RANGE-010 LIMITS ST CHARLES LIMITS PARCEL IN NE 1/4 COMMENCING AT NE CORNER, W 257', S 214.50', WEST TO CITY
Legal Range010
Legal Township106
Legal Section30
Legal SubdivisionLIMITS
JurisdictionWINONA MN
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1015
Census Tract671000

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1600 BLUFF AVE, SAINT CHARLES, MN 55972-1552
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Deed Document Number2024658263
Prior Transfer DateJun 4, 2020
Prior Transfer Doc625022
Record UpdatedOct 29, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWINONA MN
Recording DateJun 8, 2020
Property Address1600 BLUFF AVE, SAINT CHARLES, MN 55972-1552
Document Number625022
Instrument DateJun 4, 2020
Instrument625022
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 BLUFF AVE, SAINT CHARLES, MN 55972-1552

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWinona County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,250.00 (+30.61%) Homeowner's exemption$366,800 (+7.88%) Land $97,800 Building $269,000$366,800 (+7.88%) Land $97,800 Building $269,000
2025$340,000 (+4.97%) Land $93,200 Building $246,800$340,000 (+4.97%) Land $93,200 Building $246,800
2023$3,254.00 Homeowner's exemption$323,900 Land $92,300 Building $231,600$323,900 Land $92,300 Building $231,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force
Nearby Flood Claims37 (1982–2007)
Claims Outside the SFHA2 of 37
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Charles
serves 3,825 people · EPA ID MN1850009
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Hiawatha Broadband Communications
Cable · Fiber in parts of the area
1,000 / 30
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Bluff Ave

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