1600 Birney St, Saginaw, MI 48602 Property Records

Saginaw County property record for 1600 Birney St, Saginaw, MI 48602

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,334 sqft · built 1912
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$49,700 (Dec 2017)
Tax Bill	$1,461 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-00-0-29-3000-000`

Property Details

APN / Parcel Number

Primary APN	`92-00-0-29-3000-000`
Alternative APN	`20 0293 00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,004 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Material	Rolled Roofing
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	185 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1600 BIRNEY ST
City	SAGINAW
State	MI
Zip	48602-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 54,BELMONT,BEING A REPLAT OF LOTS 1 TO 20 INCLUSIVE,EXCEPT THE RIGHT OF WAY OF PERE MARQUETTE RAILROAD ACROSS EAST SIDE
Legal Subdivision	BELMONT
Legal Lot Number	1,54
Legal Unit	1,54
Jurisdiction	SAGINAW MI
Township / Civil Division	SAGINAW
Census Block Group	4
Census Block	4014
Census Tract	1500

Owner

1600 Birney St is owned and occupied by two individuals who bought it in December 2017.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1600 BIRNEY ST, SAGINAW, MI 48602-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Dec 19, 2017	Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2017 · Amount on File
Deed Sale	Dec 19, 2017 · Amount on File
Prior Sale	Jul 12, 2016 · Amount on File
Deed Document Number	201733513
Deed Book / Page	3 / 12
Prior Transfer Date	Jul 18, 1994
Prior Transfer Doc	1914000295
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Recording Date	Jul 17, 2026
Property Address	1600 BIRNEY ST, SAGINAW, MI 48602-2824
Document Number	0000018681
Instrument Date	Jul 11, 2026
Instrument	202618681
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1600 BIRNEY ST, SAGINAW, MI 48602-2824

Mortgage

Document Number	0000018681,
Date	Jul 17, 2026
Instrument	202618681

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Dec 19, 2017
Property Address	1600 BIRNEY ST, SAGINAW, MI 48602-2824
Document Number	2017033513
Book / Page	3 / 12
Instrument Date	Dec 12, 2017
Instrument	2017033513
Transaction Type	Transfer
Record Updated	Sep 2, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1600 BIRNEY ST, SAGINAW, MI 48602-2824

Mortgage

Document Number	0000033514
Date	Dec 19, 2017
Instrument	2017033514

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1600 Birney St was $1,461 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
Municipality	Saginaw City
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,100 (+19.01%)	$110,200 (+19.01%)
2025	$1,461.00 Homeowner's exemption	$46,300	$92,600
2023		$36,400	$72,800
2022	$1,312.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1600 Birney St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1600 Birney St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 44,058 people · EPA ID MI0005850
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Feb 2024
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 684 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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