Pasco County property record for 1600 Baker Rd, Lutz, FL 33559
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,808 sqft · built 1987 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Aug 2020) |
| Tax Bill | $4,128 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Aug 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-26-19-0010-00000-0740 |
| Primary APN | 33-26-19-0010-00000-0740 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,808 sqft Living Area |
| Gross Area | 2,208 sqft |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 600 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,600 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1600 BAKER RD |
|---|---|
| City | LUTZ |
| State | FL |
| Zip | 33559-3329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | CARPENTERS RUN PHASE 1 PB 24 PGS 122-124 LOT 74 |
| Legal Range | 19E |
| Legal Township | 26S |
| Legal Section | 33 |
| Legal Subdivision | CARPENTERS RUN |
| Legal Tract | 10 |
| Legal Lot Number | 74 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 32014 |
1600 Baker Rd is owned and occupied by two individuals who bought it in August 2020.
Source: Pasco County records, as of June 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Aug 28, 2020 | Warranty Deed, Transfer · FHA Mortgage LAND-HOME FINANCIAL SERVICES |
| Jul 3, 2018 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2020 · Amount on File |
| Deed Sale | Aug 28, 2020 · Amount on File |
| Prior Sale | Jul 3, 2018 · Amount on File |
| Deed Document Number | 2020141773 |
| Deed Book / Page | 10166 / 2336 |
| Transfer Doc | 4568001580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | May 26, 2026 |
| Property Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0000097291 |
| Book / Page | 11426 / 2250 |
| Instrument Date | May 5, 2026 |
| Instrument | 202697291 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0000097291, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 11426/2250 |
| Instrument | 202697291 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Aug 28, 2020 |
| Property Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0101662336 |
| Book / Page | 10166 / 2336 |
| Map Reference | MB 24 PG 122 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020141773 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | ARK TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,680.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5717 WESTSHORE DR, 5717, NEW PORT RICHEY, FL 34652-3036 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 101662338 |
|---|---|
| Date | Aug 28, 2020 |
| Instrument | 10166/2338 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Jul 3, 2018 |
| Property Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 0097510290 |
| Book / Page | 9751 / 0290 |
| Map Reference | MB 24 PG 122 |
| Instrument Date | Jun 25, 2018 |
| Instrument | 2018112009 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | NU WORLD TITLE OF DAVIE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,504.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1342, LUTZ, FL 33548-1342 |
| Name | Verified Name |
|---|---|
| Address | 1600 BAKER RD, LUTZ, FL 33559-3329 |
| Document Number | 2018112010 |
|---|---|
| Date | Jul 3, 2018 |
| Instrument | 2018112010 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 1600 Baker Rd was $4,128 with a homeowner's exemption.
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,170 (+2.9%) | $299,022 (-1.06%) Land $62,238 Building $236,784 | |
| 2025 | $4,128.00 Homeowner's exemption | $274,220 Land $62,238 Building $211,982 | $302,240 Land $62,238 Building $240,002 |
| 2023 | $3,878.00 (+11.37%) Additional exemption filed | $258,740 (+3%) Land $44,880 Building $213,860 | $305,741 (+21.71%) Land $44,880 Building $260,861 |
| 2022 | $3,482.00 Homeowner's exemption | $251,205 Land $37,422 Building $213,783 | $251,205 Land $37,422 Building $213,783 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1600 Baker Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 3 (2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1600 Baker Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORIDA GOVERNMENTAL UTILITY AUTHORITY private · serves 32,296 people · EPA ID FL5360172 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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