160 Windy Gap Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 160 Windy Gap Rd, Sparta, NC 28675 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,838 sqft · built 1965
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Aug 2020)
Tax Bill	$782 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3989818446`

Property Details

APN / Parcel Number

Primary APN	`3989818446`
Alternative APN	`80120`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,038 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Cottage
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	160 sqft
Deck Area	169 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	240 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Other
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	80120
Street Address	160 WINDY GAP RD
City	SPARTA
State	NC
Zip	28675-9513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#1 HOLTON/LOPP
Legal Subdivision	HOLTON, F.P. JR. & J.B. LOPP, JR
Legal Tract	1
Legal Block	370
Legal Lot Number	1
Jurisdiction	ALLEGHANY NC
Township / Civil Division	CHERRY LANE
Census Block Group	3
Census Block	3028
Census Tract	950100

Owner

Source: Alleghany County records · APN 3989818446

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	160 WINDY GAP RD, SPARTA, NC 28675-9513
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Jul 01, 2014 · Amount on Record
Deed Document Number	20201753
Deed Book / Page	410 / 635
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGHANY NC
Recording Date	Aug 19, 2020
Property Address	160 WINDY GAP RD, SPARTA, NC 28675-9513
Document Number	410/635
Book / Page	410 / 635
Instrument Date	Aug 07, 2020
Instrument	1753
Transaction Type	Transfer
Record Updated	Jul 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140A COUNTY ROAD 429, 140A, OXFORD, MS 38655-8723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 WINDY GAP RD, SPARTA, NC 28675-9513

Mortgage

Document Number	1754
Date	Aug 19, 2020
Instrument	1754

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Alleghany County
Unified School District	Alleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,700 (+19.45%) Land $30,500 Building $78,200	$108,700 (+19.45%) Land $30,500 Building $78,200
2025	$782.00
2023		$91,000 Land $30,500 Building $60,500	$91,000 Land $30,500 Building $60,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 22 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000

Availability varies by address; speeds are provider-advertised maximums, not measured.