Clay County property record for 160 Watson Ln, Celina, TN 38551
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,518 sqft · built 2004 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,628 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014042 10300 |
| Primary APN | 014042 10300 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,518 sqft Living Area |
| 1st Floor Area | 3,518 sqft |
| Basement Area | 1,759 sqft |
| Finished Basement | 1,759 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft |
| Terrain | Rolling |
| Deck Area | 190 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 160 WATSON LN |
|---|---|
| City | CELINA |
| State | TN |
| Zip | 38551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 01, COUNTY AREA: R01 |
| Legal Subdivision | KYLE HEIGHTS EST |
| Legal Lot Number | 38 |
| Jurisdiction | CLAY TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 955000 |
160 Watson Ln is owned by two individuals who acquired it in April 2002.
Source: Clay County records, as of January 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 135 WATSON RD, CELINA, TN 38551-6109 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 2, 2002 |
| Deed Sale | Apr 2, 2002 |
| Deed Document Number | 0000007726 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY TN |
| Property Address | 160 WATSON LN, CELINA, TN 38551 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 135 WATSON RD, CELINA, TN 38551-6109 |
| Investor | Possibly a Property Investor |
| Document Number | 0TD161/193 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | TD161/193 |
| Instrument | 20001603 |
| Name | PEOPLES BANK & TRUST CO OF PICKETT CO |
|---|---|
| Type | Bank |
| Address | BYRDSTOWN, TN 38549 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 160 Watson Ln was $1,628.
Source: Clay County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,628.00 | $62,625 Land $2,000 Building $60,625 | |
| 2023 | $62,625 (-) Land $2,000 Building $60,625 | ||
| 2022 | $1,628.00 | $62,625 Land $2,000 Building $60,625 | $250,500 Land $8,000 Building $242,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Watson Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2010–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Feb 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Watson Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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