160 Upland Rd, Cambridge, MA 02140 Property Records

Middlesex County and Cambridge City property record for 160 Upland Rd, Cambridge, MA 02140

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,128 sqft · built 1886
Lot Size	0.092 acres (4,027 sqft)
Owner	2 Trust Names on File
Last Sale	$1,600,000 (Jun 2008)
Tax Bill	$21,918 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`210-78`

Property Details

APN / Parcel Number

Primary APN	`210-78`
Alternative APN	`CAMB M:00210 L:00078`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	3,128 sqft Living Area
Gross Area	5,168 sqft
1st Floor Area	1,157 sqft
Basement Area	1,157 sqft
Unfinished Basement	478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	4,027 sqft (0.092 acres)
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	160 UPLAND RD
City	CAMBRIDGE
State	MA
Zip	02140-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	CAMBRIDGE
Legal Lot Number	78
Jurisdiction	CAMBRIDGE MA
Township / Civil Division	CAMBRIDGE
Census Block Group	2
Census Block	2000
Census Tract	354500

Owner

160 Upland Rd is owner-occupied and held in a trust since June 2008.

Source: Middlesex County and Cambridge City records, as of July 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	160 UPLAND RD, CAMBRIDGE, MA 02140-3623
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Jan 27, 2020	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Feb 22, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2008 · Amount on File
Deed Sale	Jun 30, 2008 · Amount on File
Prior Sale	Sep 8, 2000 · Amount on File
Deed Document Number	2008107860
Deed Book / Page	51382 / 258
Transfer Doc	68921-343
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	160 UPLAND RD, CAMBRIDGE, MA 02140-3623
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	083919-314
Date	Apr 1, 2025
Book Page	83919/314
Instrument	33331

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMBRIDGE MA
Property Address	160 UPLAND RD, CAMBRIDGE, MA 02140-3623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74044-1
Date	Jan 27, 2020
Book Page	74044/1
Instrument	12597

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2025

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMBRIDGE MA
Recording Date	Feb 22, 2017
Property Address	160 UPLAND RD, CAMBRIDGE, MA 02140-3623
Document Number	68921-343
Book / Page	068921 / 000343
Instrument Date	Jan 31, 2017
Instrument	27600
Transaction Type	Transfer
Record Updated	Mar 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7225 ENCELIA DR LA JOLLA CA 920375727, LA JOLLA, CA 92037-5727

Tax Assessment & Valuation

The 2025 property tax bill for 160 Upland Rd was $21,918, up 8.9% from the year before.

Source: Middlesex County and Cambridge City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Cambridge City
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,918.00 (+8.93%)	$3,451,600 (+1.55%) Land $975,000 Building $2,476,600	$2,819,410 (-2.51%)
2024	$20,122.00 (+11.74%)	$3,399,000 (+10.61%) Land $1,028,500 Building $2,370,500	$2,892,085
2023	$18,008.00	$3,073,000 Land $1,024,000 Building $2,049,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 160 Upland Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 160 Upland Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIDGE WATER DEPARTMENT serves 118,214 people · EPA ID MA3049000
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	8 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,054 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy, Starry.

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