160 Torto Loop, Kila, MT 59920 Property Records

Flathead County property record for 160 Torto Loop, Kila, MT 59920

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 768 sqft · built 2024
Lot Size	5.01 acres (218,236 sqft)
Owner	Company Name on Record
Last Sale	$63,000 (Dec 2020)
Tax Bill	$1,320 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0745139`

Property Details

APN / Parcel Number

Primary APN	`R0745139`
Alternative APNs	`07-3832-10-1-02-35-0000` `0000006529`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	218,236 sqft (5.01 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Account Number	0000006529
Street Address	160 TORTO LOOP
City	KILA
State	MT
Zip	59920
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S10, T27 N, R22 W, C.O.S. 15508-C, ACRES 5.01, TR 1AC IN W2NE4
Legal Range	22W
Legal Township	27N
Legal Section	10
Legal Subdivision	SURVEY NO 15508
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1033
Census Tract	1702

Owner

Source: Flathead County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2309 TEDESCA DR, HENDERSON, NV 89052-6536
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CREDIT UNION
Dec 23, 2020	Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Jun 15, 2006
Deed Document Number	202043377
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jun 3, 2026
Property Address	160 TORTO LOOP, KILA, MT 59920
Document Number	0000011211
Instrument Date	Jun 3, 2026
Instrument	202611211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	2309 TEDESCA DR, HENDERSON, NV 89052-6536

Mortgage

Document Number	0000011211,
Date	Jun 3, 2026
Instrument	202611211

Lender

Name	WHITEFISH CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 23, 2020
Property Address	160 TORTO LOOP, KILA, MT 59920-8619
Document Number	202000043377
Instrument Date	Dec 12, 2020
Instrument	202000043377
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2309 TEDESCA DR, HENDERSON, NV 89052-6536

Mortgage

Document Number	202000043378
Date	Dec 23, 2020
Instrument	202000043378

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 25, 2040

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kila Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,320.00 (+107.55%)	$445,800 (+373.05%)	$445,800 (+373.05%) Land $201,705 Building $244,095
2023	$636.00	$94,240	$94,240 Land $94,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 57% of Montana
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

May also be available: Bullitt Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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