Watauga County property record for 160 Timber Lakes Dr, Todd, NC 28684
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,448 sqft · built 1968 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,087 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2924-73-6341-000 |
| Primary APN | 2924-73-6341-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Unfinished Basement | 1,456 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Contemporary |
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Material | Asphalt |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Patio Area | 1,256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 1538098 |
|---|---|
| Street Address | 160 TIMBER LAKES DR |
| City | TODD |
| State | NC |
| Zip | 28684-9002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HWY 194 (TODD) |
| Jurisdiction | WATAUGA NC |
| Township / Civil Division | BALD MOUNTAIN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920100 |
160 Timber Lakes Dr, a single family home, is owned by an individual.
Source: Watauga County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 744 TIMBER LAKES DR, TODD, NC 28684-9005 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Apr 15, 2020 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 24, 2019 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 160 TIMBER LAKES DR, TODD, NC 28684-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020860567 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 2086/567 |
| Instrument | 689256 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BOONE, NC 28607 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 160 TIMBER LAKES DR, TODD, NC 28684-9002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0020860582 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 2086/582 |
| Instrument | 689257 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BOONE, NC 28607 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATAUGA NC |
| Property Address | 160 TIMBER LAKES DR, TODD, NC 28684-9002 |
| Document Number | 0020110419 |
| Instrument Date | Jan 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 160 TIMBER LAKES DR TODD NC 286849002, TODD, NC 28684-9002 |
| Document Number | 0020110419 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 002011/000419 |
| Instrument | 675939 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | BOONE, NC 28607-4888 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 160 Timber Lakes Dr was $2,087.
Source: Watauga County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Watauga County |
| Unified School District | Watauga County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $449,000 (-) Land $112,700 Building $336,300 | ||
| 2025 | $2,087.00 | $449,000 Land $112,700 Building $336,300 | |
| 2024 | $449,000 Land $112,700 Building $336,300 | ||
| 2023 | $449,000 Land $112,700 Building $336,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 160 Timber Lakes Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (2003–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 160 Timber Lakes Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures